Cleveland County property record for 234 S Main St, Waco, NC 28169
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 1890 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,123 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16139 |
| Primary APN | 16139 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Finished Area |
| Attic | Attic |
| Attic Area | 654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Carport |
| Garage Area | 128 sqft |
| Carport | Carport |
| Carport Area | 128 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Storage Building | 150 sqft |
| Heating System | Radiant |
|---|
| Account Number | 1353328 |
|---|---|
| Street Address | 234 S MAIN ST |
| City | WACO |
| State | NC |
| Zip | 28169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA3 |
| Legal Description | LOT RD 1001 |
| Legal Subdivision | WACO CITY LIMITS |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950301 |
234 S Main St, a single family home, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 28, WACO, NC 28169-0028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 234 S Main St was $1,123, up 4.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Waco Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,123.00 (+4.17%) | $124,726 (-) Land $13,248 Building $111,478 | $124,726 (-) Land $13,248 Building $111,478 |
| 2025 | $1,078.00 | $124,726 Land $13,248 Building $111,478 | $124,726 Land $13,248 Building $111,478 |
| 2023 | $43,578 Land $7,948 Building $35,630 | $43,578 Land $7,948 Building $35,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 234 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 234 S Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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