234 S 4th St, Festus, MO 63028 Property Records

Jefferson County property record for 234 S 4th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,188 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2017)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01008011`

Property Details

APN / Parcel Number

Primary APN	`193.007.01008011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	564 sqft
Basement Area	564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	832 sqft
Porch	Open Frame Porch
Porch Area	74 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	234 S 4TH ST
City	FESTUS
State	MO
Zip	63028-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	HARRISON PARK PT LOT 1 & PT SURVEY 315
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	HARRISON PARK
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2020
Census Tract	700900

Owner

234 S 4th St is owned and occupied by an individual who bought it in December 2017.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	234 S 4TH ST, FESTUS, MO 63028-2211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2024	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Mar 3, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jul 26, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Dec 28, 2017	Warranty Deed, Transfer · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Deed Document Number	201740858
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	234 S 4TH ST, FESTUS, MO 63028-2211
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049929
Date	Nov 16, 2021
Instrument	2021R-049929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 4, 2024
Property Address	234 S 4TH ST, FESTUS, MO 63028-2211
Document Number	0000004848
Map Reference	DOC 2018R-007051
Instrument Date	Feb 28, 2024
Instrument	2024R-004848
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S 4TH ST, FESTUS, MO 63028-2211

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	234 S 4TH ST, FESTUS, MO 63028-2211
Document Number	0000011574
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S 4TH ST FESTUS MO 630282211, FESTUS, MO 63028-2211

Mortgage

Document Number	0000011574
Date	Apr 7, 2020
Instrument	11574

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	234 S 4TH ST, FESTUS, MO 63028-2211
Document Number	0000022775
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	BCHH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S 4TH ST FESTUS MO 630282211, FESTUS, MO 63028-2211

Mortgage

Document Number	0000022775
Date	Aug 5, 2019
Instrument	22775

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 28, 2017
Property Address	234 S 4TH ST, FESTUS, MO 63028-2211
Document Number	0000040858
Instrument Date	Dec 5, 2017
Instrument	40858
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S 4TH ST FESTUS MO 630282211, FESTUS, MO 63028-2211

Mortgage

Document Number	40859
Date	Dec 28, 2017
Instrument	40859

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 234 S 4th St was $1,297, up 0.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,200 (-) Land $1,300 Building $23,900	$132,600 (-) Land $6,900 Building $125,700
2025	$1,297.00 (+0.08%)	$25,200 Land $1,300 Building $23,900	$132,600 (-) Land $6,900 Building $125,700
2024	$1,296.00 (+0.47%)		$132,600 (+9.95%) Land $6,900 Building $125,700
2023	$1,290.00	$22,900 Land $1,300 Building $21,600	$120,600 Land $6,900 Building $113,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 234 S 4th St in Zone X, an area of minimal flood risk, though there have been 113 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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