234 Ridge Bluff, Cibolo, TX 78108 Property Records

Guadalupe County property record for 234 Ridge Bluff, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,004 sqft · built 2011
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$351,464 (Feb 2026)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G1362200900900000

Property Details

APN / Parcel Number

Primary APN1G1362200900900000
Alternative APNs
  • 000000130285
  • 000000236098
  • 130285

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,004 sqft Living Area
Gross Area3,627 sqft
1st Floor Area1,642 sqft
2nd Floor Area1,362 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Lot Dimensions120 ft deep x 55 ft wide
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address234 RIDGE BLF
CityCIBOLO
StateTX
Zip78108-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEIGHTS OF CIBOLO UNIT #2 (THE) BLOCK 9 LOT 9
Legal SubdivisionHEIGHTS OF CIBOLO UNIT #2 (THE)
Legal Tract9
Legal Block9
Legal Lot Number9
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1014
Census Tract210612

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address234 RIDGE BLF, CIBOLO, TX 78108-3449
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · FHA Mortgage
MLB RESIDENTIAL LENDING LLC
Feb 5, 2026Vendor's Lien, Transfer
MLB RESIDENTIAL LENDING LLC
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2026 · Amount on Record
Deed SaleFeb 5, 2026 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number20262846
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address234 RIDGE BLF, CIBOLO, TX 78108-3449
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyINDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5206 WURZBACH PKWY, SAN ANTONIO, TX 78233-4857

Mortgage

Document Number0099002871
DateFeb 5, 2026
Instrument202699002871
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

February 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateFeb 5, 2026
Property Address234 RIDGE BLF, CIBOLO, TX 78108-3449
Document Number0099002846
Map ReferenceVOL 7 PG 348-351
Instrument DateFeb 4, 2026
Instrument202699002846
Transaction TypeTransfer
Record UpdatedFeb 23, 2026
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 RIDGE BLF, CIBOLO, TX 78108-3449

Mortgage

DateFeb 5, 2026
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateAug 12, 2019
Property Address234 RIDGE BLF, CIBOLO, TX 78108-3449
Document Number0000018087
Instrument DateAug 7, 2019
Instrument18087
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyPROVIDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address234 RIDGE BLF CIBOLO TX 781083449, CIBOLO, TX 78108-3449

Mortgage

Document Number18088
DateAug 12, 2019
Instrument18088
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$380,288 (+2.68%) Land $43,931 Building $336,357$380,288 (+2.68%) Land $43,931 Building $336,357
2025$370,366 (-9.34%) Land $40,111 Building $330,255$370,366 (-9.34%) Land $40,111 Building $330,255
2023$408,527 Land $52,156 Building $356,371$408,527 Land $52,156 Building $356,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.

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