234 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 234 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 2016
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (Oct 2020)
Tax Bill	$1,670 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-2S-21-42020-000-0396`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0396`
Alternative APN	`1018911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,528 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	12.5 ft deep x 5.5 ft wide
Garage Type	Finished
Garage Area	380 sqft
Porch	Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018911
Street Address	234 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 396 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 2842-3384 OR 2855-101 OR 2880-4219 OR 2999-4014 OR 3037-492 OR 3166-1541
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Phase	2C
Legal Lot Number	396
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1012
Census Tract	950607

Owner

234 Pin Oak Loop is owned and occupied by an individual who bought it in October 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	234 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK
Mar 30, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Mar 30, 2017 · Amount on File
Deed Document Number	20200043297
Deed Book / Page	3166 / 1541
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 27, 2020
Property Address	234 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0031661541
Book / Page	3166 / 1541
Map Reference	MB 17 PG 47-47G
Instrument Date	Oct 26, 2020
Instrument	20200043297
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2225, SANTA ROSA BEACH, FL 32459-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092

Mortgage

Document Number	0031661543
Date	Oct 27, 2020
Instrument	3166/1543

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2017
Property Address	234 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092
Document Number	0030370492
Book / Page	3037 / 0492
Map Reference	MB17 PG47&47G
Instrument Date	Mar 28, 2017
Instrument	20170009796
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8092

Mortgage

Document Number	0030370493
Date	Mar 30, 2017
Instrument	3037/0493

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,535 Land $45,000 Building $357,535	$402,535 Land $45,000 Building $357,535
2024	$1,670.00 (+4.11%)
2023	$1,604.00 (-0.31%) Homeowner's exemption	$417,548 (+10.88%) Land $44,754 Building $372,794	$417,548 (+10.88%) Land $44,754 Building $372,794
2022	$1,609.00 Homeowner's exemption	$376,580 Land $49,676 Building $326,904	$376,580 Land $49,676 Building $326,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Pin Oak Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Pin Oak Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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