234 Perch Rock Trl, Winsted, CT 06098 Property Records

Winchester Town property record for 234 Perch Rock Trl, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,920 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$927,000 (Sep 2022)
Tax Bill	$17,046 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2019 Sale & Mortgage
APN	`M:113 B:L:113-105A038&39`

Property Details

APN / Parcel Number

Primary APN	`M:113 B:L:113-105A038&39`
Alternative APNs	`WINC M:113 B:105A L:038&39` `WSTR M:113 B:105A L:038&39` `1044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	4,556 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1044
Street Address	234 PERCH ROCK TRL
City	WINSTED
State	CT
Zip	06098-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HLD
Legal Subdivision	CHERNISKE ROAD
Legal Block	105A
Legal Lot Number	38,39
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	320200

Owner

234 Perch Rock Trl is owned and occupied by two individuals who bought it in September 2022.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 PERCH ROCK TRL, WINSTED, CT 06098-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
May 28, 2019	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	May 28, 2019 · Amount on File
Deed Document Number	202220220-00002499
Deed Book / Page	472 / 747
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Sep 21, 2022
Property Address	234 PERCH ROCK TRL, WINSTED, CT 06098-1961
Document Number	000472-747
Book / Page	472 / 747
Instrument Date	Sep 20, 2022
Instrument	20220-00002499
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1337150014
Date	Sep 21, 2022
Instrument	1337150014

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2029
Max Rate At Change	3%
Index	Other
Margin	3

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	May 28, 2019
Property Address	234 PERCH ROCK TRL, WINSTED, CT 06098-1961
Document Number	445-1059
Book / Page	000445 / 001059
Instrument Date	May 24, 2019
Instrument	4080003
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 PERCH ROCK TRL WINSTED CT 060981961, WINSTED, CT 06098-1961

Mortgage

Document Number	445-1062
Date	May 28, 2019
Book Page	000445/001062
Instrument	4090017

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 27, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 234 Perch Rock Trl was $17,046.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,046.00	$584,360 Land $357,420 Building $226,940	$409,052 Land $250,194 Building $158,858
2024	$17,046.00 (+10.54%)
2023	$15,421.00 (+24.04%)	$584,360 (+57.66%) Land $357,420 Building $226,940
2022	$12,432.00	$370,650 Land $209,440 Building $161,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 234 Perch Rock Trl.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Perch Rock Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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