234 Old Mill Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 234 Old Mill Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1980
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Nov 2017)
Tax Bill	$3,390 (2026)
Deeds & Mortgages	Dec 2019 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-011273`

Property Details

APN / Parcel Number

Primary APN	`08-011273`
Alternative APNs	`8011273` `011273`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Shed	1 Shed
Shed Area	3,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011273
Street Address	234 OLD MILL RD
City	CONOWINGO
State	MD
Zip	21918-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	6 ACRES 234 OLD MILL ROAD N/W OF ROCK SPRINGS
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1001
Census Tract	31400

Owner

234 Old Mill Rd is owned and occupied by an individual who bought it in November 2017.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	234 OLD MILL RD, CONOWINGO, MD 21918-1148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG
Nov 7, 2017	Grant Deed, Transfer KIRSH TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Dec 10, 1979 · Amount on File
Deed Book / Page	4157 / 78
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	0034820445
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	234 OLD MILL RD, CONOWINGO, MD 21918-1148
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045240316
Date	Dec 30, 2019
Book Page	4524/316

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	234 OLD MILL RD, CONOWINGO, MD 21918-1148
Document Number	0044480159
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	LIBERTY TITLE, LIBERTY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 OLD MILL RD CONOWINGO MD 219181148, CONOWINGO, MD 21918-1148

Mortgage

Document Number	0044480159
Date	Aug 19, 2019
Book Page	004448/000159

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 7, 2017
Property Address	234 OLD MILL RD, CONOWINGO, MD 21918-1148
Document Number	0041570078
Book / Page	004157 / 000078
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 OLD MILL RD CONOWINGO MD 219181148, CONOWINGO, MD 21918-1148

Tax Assessment & Valuation

The 2026 property tax bill for 234 Old Mill Rd was $3,390 with a homeowner's exemption, up 2.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,390.00 (+2.85%) Homeowner's exemption	$351,167 (+2.56%)	$368,700 (+7.68%) Land $115,700 Building $253,000
2025	$3,296.00 Homeowner's exemption	$342,400 Land $115,700 Building $226,700	$342,400 Land $115,700 Building $226,700
2023	$2,342.00 Homeowner's exemption	$286,267	$342,400 Land $115,700 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Old Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Old Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Mill Rd

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