234 Old Harbor Dr, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 234 Old Harbor Dr, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 2021
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6576 04 60 0813`

Property Details

APN / Parcel Number

Primary APN	`6576 04 60 0813`
Alternative APN	`1485224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,228 sqft Finished Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	17,860 sqft (0.41 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1485224
Street Address	234 OLD HARBOR DR
City	MOUNT GILEAD
State	NC
Zip	27306-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILLERY TRADITION LOT 816 AREA 8 M/5 TILLERY TRADITION #816
Legal Lot Number	816
Jurisdiction	MONTGOMERY NC
Township / Civil Division	PEE DEE
Census Block Group	3
Census Block	3007
Census Tract	960402

Owner

234 Old Harbor Dr is owned and occupied by two individuals.

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	234 OLD HARBOR DR, MOUNT GILEAD, NC 27306-8653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 13, 2021
Property Address	234 OLD HARBOR DR, MOUNT GILEAD, NC 27306-8653
Document Number	0000891/48
Book / Page	891 / 48
Map Reference	MB G SL 140-B
Instrument Date	Dec 13, 2021
Instrument	371675
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 OLD HARBOR DR, MOUNT GILEAD, NC 27306-8653

Mortgage

Document Number	0000371676
Date	Dec 13, 2021
Instrument	371676

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 234 Old Harbor Dr was $1,523.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,670 (-) Land $17,958 Building $214,712	$232,670 (-) Land $17,958 Building $214,712
2025	$1,523.00	$232,670 Land $17,958 Building $214,712	$232,670 Land $17,958 Building $214,712
2023		$232,670 Land $17,958 Building $214,712	$232,670 Land $17,958 Building $214,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Old Harbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Old Harbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Harbor Dr

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