St. Johns County property record for 234 N Whitney St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,910 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,000 (Oct 2006) |
| Tax Bill | $759 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105720-0000 |
| Primary APN | 105720-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 137 ft deep x 85 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 234 N WHITNEY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-0443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-30 OSCEOLA ACRES N5FT OF LOT 4 ALL LOT 5 & S27.5FT OF LOT 6 BLK 71 OR2808/906 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 12 |
| Legal Subdivision | OSCEOLA ACRES |
| Legal Block | 71 |
| Legal Lot Number | 4,5,6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 105720-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Nov 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2006 · Amount on Record |
| Deed Sale | Oct 31, 2006 · Amount on Record |
| Deed Document Number | 200679800 |
| Deed Book / Page | 2808 / 906 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 234 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 234 N WHITNEY ST, ST AUGUSTINE, FL 32084-0443 |
| Document Number | 0054880233 |
|---|---|
| Date | Feb 08, 2022 |
| Book Page | 5488/233 |
| Instrument | 2022014037 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 234 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-0443 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046400424 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 4640/0424 |
| Instrument | 2018081715 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,456 (+2.7%) | $365,421 (+5.79%) Land $105,000 Building $260,421 | |
| 2025 | $759.00 (+7.05%) Homeowner's exemption | $69,577 (+2.9%) | $345,429 (+12.6%) Land $105,000 Building $240,429 |
| 2024 | $709.00 (+0.71%) Homeowner's exemption | $67,616 (+3%) | $306,766 (+0.49%) Land $74,524 Building $232,242 |
| 2023 | $704.00 (+3.38%) Homeowner's exemption | $65,647 (+3%) | $305,263 (+8.03%) Land $69,972 Building $235,291 |
| 2022 | $681.00 Homeowner's exemption | $63,735 | $282,583 Land $69,972 Building $212,611 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 16 (1979–2022) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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