234 N Riverside Dr, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 234 N Riverside Dr, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1969
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jun 2015)
Tax Bill	$9,312 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-04809-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`35-04809-0000-00005-01`
Alternative APN	`00064220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Open Porch
Patio Area	290 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00064220
Street Address	234 N RIVERSIDE DR
City	NEPTUNE
State	NJ
Zip	07753-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	4809
Legal Lot Number	5.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	4
Census Block	4013
Census Tract	808001

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 N RIVERSIDE DR, NEPTUNE, NJ 07753-5345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015 · Amount on Record
Deed Sale	Jun 10, 2015 · Amount on Record
Prior Sale	Nov 16, 1992 · Amount on Record
Deed Document Number	201551786
Deed Book / Page	9116 / 9710
Last Transfer Date	Aug 27, 2015
Transfer Doc	0000085478
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	234 N RIVERSIDE DR, NEPTUNE, NJ 07753-5345
Document Number	0000008461
Book / Page	009209 / 004274
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 N RIVERSIDE DR NEPTUNE NJ 077535345, NEPTUNE, NJ 07753-5345

Mortgage

Document Number	0000008461
Date	Jan 23, 2017
Book Page	009209/004274
Instrument	8461

Lender

Name	SPENCER SVGS BK
Type	Federal Savings Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,000 (+10.45%) Land $432,500 Building $126,500	$559,000 (+10.45%) Land $432,500 Building $126,500
2025	$9,312.00 (+13.19%)	$506,100 (+23.68%) Land $347,800 Building $158,300	$506,100 (+23.68%) Land $347,800 Building $158,300
2024	$8,227.00 (+14.11%)
2023		$409,200 Land $257,400 Building $151,800	$409,200 Land $257,400 Building $151,800
2022	$7,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	21 (1984–2012)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20