Stanly County property record for 234 Locust Ave, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1965 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Individual on Record |
| Tax Bill | $30 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 557503309826 |
| Primary APN | 557503309826 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Finished Area |
| Gross Area | 1,836 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 261 sqft |
| Deck Area | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 141673 |
|---|---|
| Street Address | 234 LOCUST AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | HSE 234 LOCUST AVE LOT 1 BLK D 557503041 |
| Legal Subdivision | SUNSET PARK |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 234 LOCUST AVE, LOCUST, NC 28097-7219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 0000420978 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 234 LOCUST AVE, LOCUST, NC 28097-7219 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 234 LOCUST AVE, LOCUST, NC 28097-7219 |
| Document Number | 0000481432 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 1895/1359 |
| Instrument | 481432 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 23, 2020 |
| Property Address | 234 LOCUST AVE, LOCUST, NC 28097-7219 |
| Document Number | 0000420978 |
| Book / Page | 001704 / 000711 |
| Instrument Date | May 14, 2020 |
| Instrument | 420978 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 234 LOCUST AVE LOCUST NC 280977219, LOCUST, NC 28097-7219 |
Source: Stanly County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $30.00 (-98.01%) | $139,319 (-) Land $21,645 Building $117,674 | $139,319 (-) Land $21,645 Building $117,674 |
| 2022 | $1,504.00 | $139,319 Land $21,645 Building $117,674 | $139,319 Land $21,645 Building $117,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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