234 Kathy Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 234 Kathy Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,026 sqft · built 2007
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Sep 2012)
Tax Bill	$7 (2025)
Deeds & Mortgages	Sep 2020 Refinance Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20J 1 8`

Property Details

APN / Parcel Number

Primary APN	`20J 1 8`
Alternative APN	`13301`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,026 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13301
Street Address	234 KATHY DR
City	LANCASTER
State	VA
Zip	22503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THOMAS LANDING ESTATES .81 AC LR22/2662 PB5/38
Legal Subdivision	THOMAS LANDING ESTATES
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4019
Census Tract	30100

Owner

234 Kathy Dr is owned by a company that acquired it in November 2022.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 46, MOUNT HOLLY, VA 22524-0046
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VIRGINIA COMMONWEALTH BANK
Nov 22, 2022	Gift Deed, Transfer
Jan 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LANCASTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Book / Page	1200 / 1975
Last Transfer Date	Nov 21, 2022
Transfer Doc	0000002662
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	234 KATHY DR, LANCASTER, VA 22503
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001921
Date	Sep 9, 2020
Instrument	200001921

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	60 Months
Due	Sep 8, 2025

Interest

Rate Type	Fixed Rate

November 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 22, 2022
Property Address	234 KATHY DR, LANCASTER, VA 22503
Document Number	0220002662
Instrument Date	Nov 21, 2022
Instrument	220002662
Transaction Type	Transfer
Record Updated	Dec 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, MOUNT HOLLY, VA 22524-0046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	234 KATHY DR, LANCASTER, VA 22503
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000105
Date	Jan 20, 2017
Instrument	170000105

Lender

Name	BANK OF LANCASTER

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 234 Kathy Dr was $7.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7.00	$142,700 Land $8,000 Building $134,700	$142,700 Land $8,000 Building $134,700
2023	$519.00	$82,500 Land $7,000 Building $75,500	$82,500 Land $7,000 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Kathy Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Kathy Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

Nearby Properties on Kathy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures