234 E Monroe St, Winthrop, IA 50682 Property Records

Buchanan County property record for 234 E Monroe St, Winthrop, IA 50682

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1880
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,500 (Jul 2023)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0736430003`

Property Details

APN / Parcel Number

Primary APN	`0736430003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
Basement Area	416 sqft
Unfinished Basement	416 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Lot Area	25,700 sqft (0.59 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	234 E MONROE ST
City	WINTHROP
State	IA
Zip	50682-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36-89-8COM 181.5'E SE COR OFBLK 1 CORNICKS N330'E140.25' S TO R R ROWWLY TO POB
Legal Range	8W
Legal Township	89N
Legal Section	36
Legal Subdivision	CORNICKS
Legal Block	1
Jurisdiction	BUCHANAN IA
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3058
Census Tract	950100

Owner

Source: Buchanan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 E MONROE ST, WINTHROP, IA 50682-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Sep 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage WCF FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	20231896
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	234 E MONROE ST, WINTHROP, IA 50682-9777
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01897
Date	Jul 12, 2023
Instrument	2023R01897

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	234 E MONROE ST, WINTHROP, IA 50682-9777
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R03658
Date	Sep 23, 2021
Instrument	2021R03658

Lender

Name	WCF FINANCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Winthrop City
Unified School District	East Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00 (+62.78%) Homeowner's exemption	$121,400 (+14.23%) Land $22,130 Building $99,270	$121,400 (+14.23%) Land $22,130 Building $99,270
2023	$994.00	$106,280 Land $19,760 Building $86,520	$106,280 Land $19,760 Building $86,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER SUPPLY serves 840 people · EPA ID IA1093031
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
East Buchanan Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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