234 E Drayton St, Ferndale, MI 48220 Property Records

Oakland County property record for 234 E Drayton St, Ferndale, MI 48220 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 2022
Square Footage1,244 sqft Living Area
Lot Size5,140 sqft (0.118 acres)
OccupancyOwner Occupied
Last Sale$289,900 (2025)
Tax Bill$5,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-27-327-013

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,244 sqft Living Area
1st Floor622 sqft 1st Floor
Basement Area622 sqft Basement
Unfinished Basement622 sqft Unfinished
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2022
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,140 sqft (0.118 acres)
Depth X Width129 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
Porch Area177 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address234 E DRAYTON ST
CityFERNDALE
StateMI
Zip48220-1327
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HEIGHTS SUB NO 2 LOT 331, ALSO N 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HEIGHTS SUB
Legal Lot Number331
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup1
Census Block1008
Census Tract173100

Owner

Source: Oakland County records · APN 24-25-27-327-013

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4220 RIVER RIDGE DR, LYONS, MI 48851-8710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 17, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 12, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Doc Number2025111715
Deed Book / Page60509 / 321
Prior Transfer DateFeb 02, 2006
Prior Transfer Doc0000090213
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address234 E DRAYTON ST, FERNDALE, MI 48220-1327
Transaction TypeMortgage
Record UpdatedMay 05, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 E DRAYTON ST, FERNDALE, MI 48220-1327

Mortgage

Document Number0000079479
DateMar 29, 2021
Book Page55965/515
Instrument79479
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address234 E DRAYTON ST, FERNDALE, MI 48220-1327
Transaction TypeMortgage
Record UpdatedMay 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 E DRAYTON ST, FERNDALE, MI 48220-1327

Mortgage

Document Number0000400062
DateJun 17, 2022
Book Page57869/821
Instrument400062
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address234 E DRAYTON ST, FERNDALE, MI 48220-1327
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082220
DateApr 23, 2020
Book Page54124/251
Instrument82220
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 12, 2020
Property Address234 E DRAYTON ST, FERNDALE, MI 48220-1327
Document Number0000160109
Book / Page54648 / 452
Map ReferenceLB 10 PG 27
Instrument DateMar 31, 2020
Instrument160109
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Tax$1,668.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address234 E DRAYTON ST, 234, FERNDALE, MI 48220-1327

Transferred To (Grantee/Buyer)

NameVerified Name
Address1357 NORTHWAY ST, FERNDALE, MI 48220-2349

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,758.00 (-2.98%) Homeowner's exemption$145,750 (+9.88%)$291,500 (+9.88%)
2024$5,935.00 (+8.82%)
2023$132,640$265,280
2021$5,454.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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