234 E Bundy Ave, Des Moines, IA 50315 Property Records

Polk County property record for 234 E Bundy Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,677 sqft · built 1995
Lot Size	0.222 acres (9,675 sqft)
Owner	2 Individual Names on File
Last Sale	$253,000 (Jul 2023)
Tax Bill	$4,554 (2024)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120/04640-449-000`

Property Details

APN / Parcel Number

Primary APN	`120/04640-449-000`
Alternative APN	`782434101008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,677 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	1,105 sqft
Basement Area	1,052 sqft
Finished Basement	572 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,675 sqft (0.222 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	234 E BUNDY AVE
City	DES MOINES
State	IA
Zip	50315-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 SOMERSET
Legal Subdivision	SOMERSET
Legal Lot Number	49
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2001
Census Tract	4702

Owner

234 E Bundy Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Polk County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	234 E BUNDY AVE, DES MOINES, IA 50315-6361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	202334798
Deed Book / Page	19527 / 911
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 16, 2026
Property Address	234 E BUNDY AVE, DES MOINES, IA 50315-6361
Document Number	0000043375
Book / Page	20592 / 811
Instrument Date	Jul 9, 2026
Instrument	202643375
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 E BUNDY AVE, DES MOINES, IA 50315-6361

Mortgage

Document Number	0000043375,
Date	Jul 16, 2026
Book Page	20592/811
Instrument	202643375

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 9, 2027

Interest

Rate	6.52%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 5, 2023
Property Address	234 E BUNDY AVE, DES MOINES, IA 50315-6361
Document Number	0000034798
Book / Page	19527 / 911
Instrument Date	Jun 28, 2023
Instrument	2023-00034798
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	234 E BUNDY AVE, DES MOINES, IA 50315-6361

Mortgage

Document Number	0000034799
Date	Jul 5, 2023
Instrument	2023-00034799

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,500 Land $53,300 Building $223,200	$276,500 Land $53,300 Building $223,200
2024	$4,554.00
2023		$237,100 (+26.32%) Land $45,900 Building $191,200	$237,100 Land $45,900 Building $191,200
2022		$187,700 Land $37,200 Building $150,500
2021			$187,700 Land $37,200 Building $150,500
2019	$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 E Bundy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 E Bundy Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: CenturyLink, Verizon.

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