Pinellas County property record for 234 Cypress Ln, Oldsmar, FL 34677
| Property Type | Condominium |
|---|---|
| Details | 1,054 sqft · built 1980 |
| Lot Size | 7.54 acres (328,527 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $529 (2025) |
| Deeds & Mortgages | Oct 2023 Sale May 2022 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-759-1253-5 |
| Primary APN | C62-000-759-1253-5 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,054 sqft Living Area |
| 1st Floor Area | 1,054 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Lot Area | 328,527 sqft (7.54 acres) |
| View / Lot | Interior |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Screened Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | R98437 |
|---|---|
| Street Address | 234 CYPRESS LN |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-2130 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | EAST LAKE WOODLANDS CYPRESS EST UNIT 1 CONDO BLDG 7, UNIT 98 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 9 |
| Legal Subdivision | EAST LAKE WOODLANDS |
| Legal Tract | 23942 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 27326 |
Source: Pinellas County records · APN C62-000-759-1253-5
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 CYPRESS LN, OLDSMAR, FL 34677-2130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| May 18, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MCM HOLDINGS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2007 |
| Transfer Doc | 0160952513 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 234 CYPRESS LN, OLDSMAR, FL 34677-2130 |
| Document Number | 0225912334 |
| Book / Page | 22591 / 2334 |
| Map Reference | MB 4975 PG 1147 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023261693 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 RIDGEWAY AVE, OAKLYN, NJ 08107-1534 |
| Name | Verified Name |
|---|---|
| Address | 12000 MARKET ST APT 148, 148, RESTON, VA 20190-5695 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 234 CYPRESS LN, OLDSMAR, FL 34677-2130 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 234 CYPRESS LN, OLDSMAR, FL 34677-2130 |
| Document Number | 0220662486 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 22066/2486 |
| Instrument | 2022158263 |
| Name | MCM HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 935 Months |
| Due | Apr 23, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 15.1% |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $529.00 (+4.96%) Homeowner's exemption | $53,856 (+5.99%) | $173,912 (-5.27%) Building $173,912 |
| 2024 | $504.00 (+0.6%) | ||
| 2023 | $501.00 (+3.09%) Homeowner's exemption | $50,814 (+3%) | $183,589 (+32.77%) Building $183,589 |
| 2022 | $486.00 Homeowner's exemption | $49,334 | $138,273 Building $138,273 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 124 condo units |
| Nearby Flood Claims | 4 (1988–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2016 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 156 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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