234 Cloud St, Front Royal, VA 22630 Property Records

Warren County property record for 234 Cloud St, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,738 sqft · built 1930
Lot Size	0.199 acres (8,673 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2024)
Tax Bill	$2,014 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20A7-4-155`

Property Details

APN / Parcel Number

Primary APN	`20A7-4-155`
Alternative APN	`11911`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	3,040 sqft
1st Floor Area	890 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1979
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	8,673 sqft (0.199 acres)
Terrain	Rolling
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	11911
Street Address	234 CLOUD ST
City	FRONT ROYAL
State	VA
Zip	22630-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	L155 BURTSFIELD CLOUD ST SURVEY LR03-8000
Legal Subdivision	SOUTH RIVER-TOWN
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3060
Census Tract	20500

Owner

Source: Warren County assessment roll, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	234 CLOUD ST, FRONT ROYAL, VA 22630-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2020	Deed, Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20243238
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	234 CLOUD ST, FRONT ROYAL, VA 22630-3108
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210008710
Date	Oct 6, 2021
Instrument	210008710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Dec 1, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 16, 2020
Property Address	234 CLOUD ST, FRONT ROYAL, VA 22630-3108
Document Number	200007365
Map Reference	DOC 030008000
Instrument Date	Oct 14, 2020
Instrument	200007365
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 CLOUD ST, FRONT ROYAL, VA 22630-3108

Mortgage

Document Number	200007366
Date	Oct 16, 2020
Instrument	200007366

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,014.00 (+18.82%)	$354,000 (-) Land $57,900 Building $296,100
2025	$1,695.00 (+39.28%)	$354,000 (+42.45%) Land $57,900 Building $296,100	$354,000 (+42.45%) Land $57,900 Building $296,100
2024	$1,217.00	$248,500 (-) Land $40,300 Building $208,200	$248,500 (-) Land $40,300 Building $208,200
2023		$248,500 Land $40,300 Building $208,200	$248,500 Land $40,300 Building $208,200
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	4 of 42
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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