234 Charge Pond Rd, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 234 Charge Pond Rd, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 2005
Lot Size	0.562 acres (24,500 sqft)
Owner	Individual Name on File
Last Sale	$362,000 (Nov 2005)
Tax Bill	$4,178 (2026)
Deeds & Mortgages	Nov 2023 Refinance Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:0114E B:000 L:00387`

Property Details

APN / Parcel Number

Primary APN	`WARE M:0114E B:000 L:00387`
Alternative APN	`WRHM M:0114E B:000 L:00387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Gross Area	2,802 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,500 sqft (0.562 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	234 CHARGE POND RD
City	WAREHAM
State	MA
Zip	02571-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Lot Number	387
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	4
Census Block	4046
Census Tract	545200

Owner

234 Charge Pond Rd is owned and occupied by an individual who bought it in November 2005.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	234 CHARGE POND RD, WAREHAM, MA 02571-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 3, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 19, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2005 · Amount on File
Deed Sale	Nov 18, 2005 · Amount on File
Prior Sale	May 5, 2005 · Amount on File
Deed Book / Page	31747 / 91
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	234 CHARGE POND RD, WAREHAM, MA 02571-1115
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058429-164
Date	Nov 7, 2023
Book Page	58429/164
Instrument	72395

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	234 CHARGE POND RD, WAREHAM, MA 02571-1115
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	057123-328
Date	Aug 12, 2022
Book Page	57123/328
Instrument	66888

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	234 CHARGE POND RD, WAREHAM, MA 02571-1115
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54513-256
Date	Mar 3, 2021
Book Page	54513/256
Instrument	25227

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	234 CHARGE POND RD, WAREHAM, MA 02571-1115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52366-167
Date	Feb 19, 2020
Book Page	52366/167
Instrument	14440

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 234 Charge Pond Rd was $4,178, down 17.1% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,178.00 (-17.14%)	$488,100 (+0.87%) Land $116,800 Building $371,300	$588,898 (+3.18%)
2025	$5,042.00 (-1.72%)	$483,900 (+5.93%) Land $116,800 Building $367,100	$570,760
2024	$5,130.00 (+5.36%)	$456,800 (+12.87%) Land $93,300 Building $363,500
2023	$4,869.00	$404,700 Land $84,800 Building $319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 Charge Pond Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 Charge Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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