Chemung County and Big Flats Town property record for 234 Chambers Rd, Horseheads, NY 14845
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,115 sqft · built 2022 |
| Lot Size | 5.25 acres (228,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $231,512 (Jan 2022) |
| Tax Bill | $8,020 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jul 2016 Sale + 1 more |
| APN | 072400 47.00-1-19.14 |
| Primary APN | 072400 47.00-1-19.14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Upper Floors Area | 198 sqft |
| Basement Area | 1,317 sqft |
| Finished Basement | 1,317 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 228,690 sqft (5.25 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 165 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02155006 |
|---|---|
| Street Address | 234 CHAMBERS RD |
| City | HORSEHEADS |
| State | NY |
| Zip | 14845-8538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 19.014 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | BIG FLATS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10301 |
234 Chambers Rd is owned and occupied by two individuals who bought it in January 2022.
Source: Chemung County and Big Flats Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 234 CHAMBERS RD, HORSEHEADS, NY 14845-8538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 12, 2016 | Deed, Transfer JOHN PAGANO |
| Dec 8, 2005 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on File |
| Deed Sale | Jan 27, 2022 · Amount on File |
| Prior Sale | Jul 12, 2016 · Amount on File |
| Deed Document Number | 20221396 |
| Prior Transfer Date | Dec 8, 2005 |
| Prior Transfer Doc | 0000005120/000008004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jan 27, 2022 |
| Property Address | 234 CHAMBERS RD, HORSEHEADS, NY 14845-8538 |
| Document Number | 0202201396 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 202201396 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 266 W HILL ROAD A, ELMIRA, NY 14903-9354 |
| Document Number | 0202201397 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 202201397 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Jul 12, 2016 |
| Property Address | 234 CHAMBERS RD, HORSEHEADS, NY 14845-8538 |
| Document Number | 0000020160/0000016733 |
| Book / Page | 0000020160 / 0000016733 |
| Instrument Date | Jul 11, 2016 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | JOHN PAGANO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 YELLOW ROCK LN, HORSEHEADS, NY 14845-8518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Recording Date | Dec 8, 2005 |
| Property Address | 234 CHAMBERS RD, HORSEHEADS, NY 14845-8538 |
| Document Number | 0000005120/0000080045 |
| Book / Page | 0000005120 / 0000080045 |
| Instrument Date | Dec 8, 2005 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 485 RIDGE RD, HORSEHEADS, NY 14845-9307 |
The 2026 property tax bill for 234 Chambers Rd was $8,020, up 0.9% from the year before.
Source: Chemung County and Big Flats Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Big Flats Town |
| Unified School District | Horseheads Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,020.00 (+0.93%) | ||
| 2025 | $7,946.00 | $267,700 Land $33,200 Building $234,500 | $314,200 Land $38,967 Building $275,233 |
| 2023 | $247,800 Land $30,700 Building $217,100 | $263,617 Land $32,660 Building $230,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 234 Chambers Rd; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Chambers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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