234 Cervantes Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 234 Cervantes Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,429 sqft · built 2006
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$298,000 (Jan 2022)
Tax Bill$4,411 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092780-0200

Property Details

APN / Parcel Number

Primary APN092780-0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,429 sqft Living Area
Gross Area1,866 sqft
1st Floor Area1,429 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area273 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address234 CERVANTES AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-147 SANTA ROSA SUB LOT 20 BLK 18 OR5467/1250
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block18
Legal Lot Number20
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3026
Census Tract21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2022Warranty Deed, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
PREMIUM SECURITY INC
Mar 1, 2017Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleMay 1, 2016
Deed Document Number20224009
Deed Book / Page5467 / 1250
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 12, 2022
Property Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Document Number0054671250
Book / Page5467 / 1250
Map ReferenceMB 3 PG 146&147
Instrument DateDec 30, 2021
Instrument2022004009
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,086.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address236 W JAYCE WAY, 236, SAINT AUGUSTINE, FL 32084-3197

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502

Mortgage

Document Number0054671252
DateJan 12, 2022
Instrument5467/1252
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502

Mortgage

Document Number0050710963
DateOct 15, 2020
Book Page5071/963
Instrument2020091087
Lender
NamePREMIUM SECURITY INC
TypeNon-Lending Institution
AddressHENDERSON, NV 89014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 1, 2017
Property Address234 CERVANTES AVE, SAINT AUGUSTINE, FL 32084-2502
Document Number0043371897
Book / Page004337 / 001897
Instrument DateFeb 28, 2017
Instrument14623
Transaction TypeTransfer
Record UpdatedMar 9, 2017
Title CompanyACTION TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,141.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 CERVANTES AVE ST AUGUSTINE FL 320842502, ST AUGUSTINE, FL 32084-2502

Mortgage

Document Number43371899
DateMar 1, 2017
Book Page004337/001899
Instrument14624
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$316,775 (+5.09%) Land $56,700 Building $260,075$316,775 (+5.09%) Land $56,700 Building $260,075
2025$4,411.00 (+14.72%)$301,445 (+4.8%)$301,445 (+4.8%) Land $56,700 Building $244,745
2024$3,845.00 (-1.96%)
2023$3,922.00 (-2.07%)$287,648 (-1.89%)$287,648 (-1.89%) Land $50,400 Building $237,248
2022$4,005.00$293,179$293,179 Land $35,280 Building $257,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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