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234 Caledonium Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 234 Caledonium Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 762 sqft · built 1950
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Jan 2026)
Tax Bill$5,749 (2025)
Deeds & MortgagesDec 2024 Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-145-28

Property Details

APN / Parcel Number

Primary APN072-145-28
Alternative APN
  • 072-145-28-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area762 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,053 sqft (0.116 acres)
TerrainSteep
Deck Area338 sqft
Patio Area338 sqft

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address234 CALEDONIUM AVE
CityBEN LOMOND
StateCA
Zip95005-9753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionORDWAY
Legal Block4
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2023
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address234 CALEDONIUM AVE, BEN LOMOND, CA 95005-9753
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
SANTA CRUZ HOME FINANCE
Jan 9, 2026Grant Deed, Transfer · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Document Number2026524
Prior Transfer DateNov 4, 2010
Prior Transfer Doc0000047943
Record UpdatedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address234 CALEDONIUM AVE, BEN LOMOND, CA 95005-9753
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 CALEDONIUM AVE, BEN LOMOND, CA 95005-9753

Mortgage

Document Number0000023761
DateDec 2, 2024
Instrument2024-0023761
Lender
NameSANTA CRUZ HOME FINANCE
TypeMortgage Company
AddressSANTA CRUZ, CA 95062
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term244 Months
DueApr 1, 2045

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 9, 2026
Property Address234 CALEDONIUM AVE, BEN LOMOND, CA 95005-9753
Document Number0000000524
Map ReferenceMB 16 PG 11
Instrument DateJan 6, 2026
Instrument2026-0000524
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 CALEDONIUM AVE, BEN LOMOND, CA 95005-9753

Mortgage

Document Number0000000525
DateJan 9, 2026
Instrument2026-0000525
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453,579 (+2%) Land $362,863 Building $90,716
2025$5,749.00 (+5.08%) Homeowner's exemption$444,685 (+4.04%) Land $355,748 Building $88,937
2023$5,471.00 (+2.41%) Homeowner's exemption$427,417 Land $341,934 Building $85,483$528,480
2022$5,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Surfnet Communications.

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