Warren County and Harmony Township property record for 234 Brainards Rd, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 2,220 sqft · built 2020 |
| Lot Size | 2.41 acres (105,347 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jul 2018) |
| Tax Bill | $6,862 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00044-0000-00011-02 |
| Primary APN | 10-00044-0000-00011-02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 2,220 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Lot Area | 105,347 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 100004400000001102Q0182 |
|---|---|
| Street Address | 234 BRAINARDS RD |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-9592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARMONY TOWNSHIP |
| Legal Block | 44 |
| Legal Lot Number | 11.2 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARMONY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 31800 |
234 Brainards Rd is owned and occupied by an individual who bought it in July 2018.
Source: Warren County and Harmony Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Sep 24, 2020 | Deed of Trust, Mortgage AMERISAVE MTG |
| Jul 19, 2019 | Deed of Trust, Mortgage COLUMBIA BK |
| Jun 9, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 9, 2018 | Grant Deed, Transfer FOUNDATION TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on File |
| Deed Sale | Jul 9, 2018 · Amount on File |
| Deed Document Number | 2018495448 |
| Deed Book / Page | 2875 / 32 |
| Prior Transfer Date | Dec 23, 2003 |
| Prior Transfer Doc | 0000217794 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 007323/323 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 7323/323 |
| Instrument | 2022-574797 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Document Number | 0000537295 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 234 BRAINARDS RD PHILLIPSBURG NJ 088659592, PHILLIPSBURG, NJ 08865-9592 |
| Document Number | 0000537295 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 006948/000058 |
| Instrument | 537295 |
| Name | AMERISAVE MTG |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Document Number | 0000513761 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 234 BRAINARDS RD PHILLIPSBURG NJ 08865, PHILLIPSBURG, NJ 08865 |
| Document Number | 0000513761 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 006734/000099 |
| Instrument | 513761 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jun 9, 2020 |
| Property Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Document Number | 0000529915 |
| Book / Page | 003064 / 000084 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 529915 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 234 BRAINARDS RD PHILLIPSBURG NJ 088659592, PHILLIPSBURG, NJ 08865-9592 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | Jul 9, 2018 |
| Property Address | 234 BRAINARDS RD, PHILLIPSBURG, NJ 08865-9592 |
| Document Number | 0000495448 |
| Book / Page | 002875 / 000032 |
| Instrument Date | May 14, 2018 |
| Instrument | 495448 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 527 PRESIDENTIAL DR LEBANON NJ 088332405, LEBANON, NJ 08833-2405 |
The 2025 property tax bill for 234 Brainards Rd was $6,862, down 1.7% from the year before.
Source: Warren County and Harmony Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Harmony Township |
| Unified School District | Harmony Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,500 (-) Land $44,500 Building $213,000 | $257,500 (-) Land $44,500 Building $213,000 | |
| 2025 | $6,862.00 (-1.66%) | $257,500 Land $44,500 Building $213,000 | $257,500 Land $44,500 Building $213,000 |
| 2024 | $6,978.00 | ||
| 2023 | $257,500 Land $44,500 Building $213,000 | $257,500 Land $44,500 Building $213,000 | |
| 2022 | $6,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 234 Brainards Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 173 (1986–2011) |
| Claims Outside the SFHA | 68 of 173 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Brainards Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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