234 Benedict Rd, Bainbridge, NY 13733 Property Records

Chenango County and Coventry Town property record for 234 Benedict Rd, Bainbridge, NY 13733

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 1990
Lot Size	10.6 acres (461,736 sqft)
Owner	Individual Name on Record
Last Sale	$1,053 (Sep 2003)
Tax Bill	$7,488 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082600 252.-1-18.21`

Property Details

APN / Parcel Number

Primary APN	`082600 252.-1-18.21`
Alternative APNs	`260025200000010182100000` `0410162`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	1,232 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	461,736 sqft (10.6 acres)
Porch	Slab
Porch Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0410162
Street Address	234 BENEDICT RD
City	BAINBRIDGE
State	NY
Zip	13733-3118
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	18.210
Jurisdiction	CHENANGO NY
Township / Civil Division	COVENTRY
Census Block Group	2
Census Block	2007
Census Tract	970901

Owner

Source: Chenango County and Coventry Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	234 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Feb 7, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on Record
Deed Sale	Sep 19, 2003 · Amount on Record
Deed Book / Page	20030 / 1933
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	234 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Document Number	0000001252
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 HOGSBACK RD GREENE NY 137782344, GREENE, NY 13778-2344

Mortgage

Document Number	0000001252
Date	Aug 18, 2020
Instrument	1252

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	234 BENEDICT RD, BAINBRIDGE, NY 13733-3118
Document Number	0000000372
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 BENEDICT RD BAINBRIDGE NY 137333118, BAINBRIDGE, NY 13733-3118

Mortgage

Document Number	0000000372
Date	Feb 22, 2018
Instrument	372

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2033

Tax Assessment & Valuation

Source: Chenango County and Coventry Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Coventry Town
Unified School District	Afton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,488.00 (-2.65%)
2025	$7,692.00	$220,000 (-) Land $28,900 Building $191,100	$278,481 (+7.59%) Land $36,582 Building $241,899
2023		$220,000 Land $28,900 Building $191,100	$258,824 Land $34,000 Building $224,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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