Mitchell County property record for 234 Alderfly Ct, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Mar 2009) |
| Tax Bill | $2,944 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0767-00-91-6764 |
| Primary APN | 0767-00-91-6764 |
|---|---|
| Alternative APN |
|
| Lot Area | 48,787 sqft (1.12 acres) |
|---|
| Account Number | 555556215 |
|---|---|
| Street Address | 234 ALDERFLY CT |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-0497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHASE 1 - LOT #18; MOUNTAIN BROOK ESTATES |
| Legal Subdivision | MOUNTAIN BROOK ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 950400 |
234 Alderfly Ct is owned and occupied by an individual who bought it in March 2009.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 234 ALDERFLY CT, SPRUCE PINE, NC 28777-0497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust · Line of Credit UNITED COMMUNITY BANK |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2009 · Amount on File |
| Deed Sale | Mar 16, 2009 · Amount on File |
| Deed Book / Page | 486 / 734 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 234 ALDERFLY CT, SPRUCE PINE, NC 28777-0497 |
| Document Number | 0000000696 |
| Book / Page | 689 / 218 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026696 |
| Record Updated | Apr 24, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 234 ALDERFLY CT, SPRUCE PINE, NC 28777-0497 |
| Document Number | 0000000696, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 689/218 |
| Instrument | 2026696 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 8, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 234 ALDERFLY CT, SPRUCE PINE, NC 28777-0497 |
| Document Number | 000689/218 |
| Book / Page | 689 / 218 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026696 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 234 ALDERFLY CT, SPRUCE PINE, NC 28777-0497 |
| Document Number | 0000000696, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 689/218 |
| Instrument | 2026696 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 8, 2051 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 234 Alderfly Ct was $2,944.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,944.00 | $460,000 (-) Land $60,000 Building $400,000 | |
| 2025 | $2,944.00 | $460,000 Land $60,000 Building $400,000 | |
| 2023 | $2,898.00 | $460,000 Land $60,000 Building $400,000 | $460,000 Land $60,000 Building $400,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 234 Alderfly Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 234 Alderfly Ct is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 400 / 24 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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