234 22nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 234 22nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1967
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Aug 2026)
Tax Bill	$2,634 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-50184-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50184-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Width	46 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	234 22ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 022 BLK 001 RENGEL'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	RENGELS ADD
Legal Block	1
Legal Lot Number	22
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	602

Owner

Source: Stearns County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 7, 2021	Warranty Deed, Transfer MISC COMPANY
Jun 8, 2021	Quit Claim Deed, Transfer MISC COMPANY
May 26, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	20261718718
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	00A1605085
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 7, 2026
Property Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332
Document Number	0001718718
Instrument Date	May 28, 2026
Instrument	20261718718
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,159.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332

Mortgage

Document Number	0001718719,
Date	Aug 7, 2026
Instrument	20261718719

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 7, 2021
Property Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332
Document Number	00A1613300
Instrument Date	Sep 2, 2021
Instrument	A1613300
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 8, 2021
Property Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332
Document Number	00A1605085
Instrument Date	Jun 1, 2021
Instrument	A1605085
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14263 296TH AVE NW, PRINCETON, MN 55371-3727

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 26, 2021
Property Address	234 22ND AVE N, SAINT CLOUD, MN 56303-4332
Document Number	00A1603941
Instrument Date	Feb 19, 2021
Instrument	A1603941
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14263 296TH AVE NW, PRINCETON, MN 55371-3727

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,634.00 (+26.39%)	$203,200 (-) Land $25,000 Building $178,200	$203,200 (-) Land $25,000 Building $178,200
2025		$203,200 (+4.37%) Land $25,000 Building $178,200	$203,200 (+4.37%) Land $25,000 Building $178,200
2023	$2,084.00	$194,700 Land $25,000 Building $169,700	$194,700 Land $25,000 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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