234 1st Ave W, Cascade, IA 52033 Property Records

Dubuque County property record for 234 1st Ave W, Cascade, IA 52033

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,718 sqft · built 1886
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jun 2023)
Tax Bill	$1,638 (2024)
Deeds & Mortgages	May 2022 Line of Credit Jun 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-36-481-021`

Property Details

APN / Parcel Number

Primary APN	`18-36-481-021`

Interior

Stories	2 Stories
Building Area	3,718 sqft Gross Area
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1886
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	234 1ST AVE W
City	CASCADE
State	IA
Zip	52033-7722
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 2-8 & 9 BLOCK 1 WEST CASCADE (ORIG TOWN);
Legal Subdivision	WEST CASCADE
Legal Block	1
Legal Lot Number	2-9 3
Jurisdiction	DUBUQUE IA
Township / Civil Division	CASCADE
Census Block Group	4
Census Block	4036
Census Tract	10400

Owner

234 1st Ave W, a commercial property, is owned and occupied by an individual who bought it in June 2023.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	23419 GEHL LN, CASCADE, IA 52033-9690
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit DUBUQUE BANK & TRUST CO
Jun 9, 2023	Warranty Deed, Transfer · Line of Credit DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Deed Document Number	0000235400
Deed Book / Page	23 / 5400
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	234 1ST AVE W, CASCADE, IA 52033-7722
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23198 HIGHWAY 136, CASCADE, IA 52033-8673

Mortgage

Document Number	0000006602
Date	May 24, 2022
Instrument	2022-00006602

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 9, 2023
Property Address	234 1ST AVE W, CASCADE, IA 52033-7722
Document Number	0000005400
Instrument Date	Jun 9, 2023
Instrument	2023-00005400
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23419 GEHL LN, CASCADE, IA 52033-9690

Mortgage

Document Number	0000005401
Date	Jun 9, 2023
Instrument	2023-00005401

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Cascade City
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,400 Land $27,700 Building $110,700	$138,400 Land $27,700 Building $110,700
2024	$1,638.00
2023		$115,500 (+15.79%) Land $27,700 Building $87,800	$115,500 Land $27,700 Building $87,800
2022	$1,578.00 (+7.93%)	$99,750 Land $25,200 Building $74,550
2021	$1,462.00		$99,750 Land $25,200 Building $74,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 234 1st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 234 1st Ave W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASCADE MUNICIPAL WATER SUPPLY serves 2,386 people · EPA ID IA3118080
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on 1st Ave W

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