2339 Low Ground Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 2339 Low Ground Rd, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,390 sqft · built 1972
Lot Size	0.6 acres (26,136 sqft)
Owner	Company Name on File
Last Sale	$12,500 (Jun 2024)
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`34116`

Property Details

APN / Parcel Number

Primary APN	`34116`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,390 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	264 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2339 LOW GROUND RD
City	HAYES
State	VA
Zip	23072-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	HAYES
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2034
Census Tract	100203

Owner

2339 Low Ground Rd is owned by a company that bought it in June 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 86, WARE NECK, VA 23178-0086
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2024 · Amount on File
Deed Sale	Jun 20, 2024 · Amount on File
Prior Sale	Jul 7, 2016 · Amount on File
Deed Document Number	20242274
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 21, 2026
Property Address	2339 LOW GROUND RD, HAYES, VA 23072-4500
Document Number	0000003875
Instrument Date	Aug 10, 2026
Instrument	20263875
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2339 LOW GROUND RD, HAYES, VA 23072-4500

Mortgage

Document Number	0000003875,
Date	Aug 21, 2026
Instrument	20263875

Lender

Name	SAXTON MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	2339 LOW GROUND RD, HAYES, VA 23072-4500
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005935
Date	Nov 10, 2022
Instrument	220005935

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	334 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2339 Low Ground Rd was $2,372, up 29,55% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00 (+29,55%)	$399,960 (+19.36%) Land $43,010 Building $356,950	$399,960 (+19.36%) Land $43,010 Building $356,950
2025	$8.00 (-99.6%)	$335,100 (-) Land $43,010 Building $292,090	$335,100 (-) Land $43,010 Building $292,090
2024	$1,987.00	$335,100 (-) Land $43,010 Building $292,090	$335,100 (-) Land $43,010 Building $292,090
2023	$1,987.00	$335,100 Land $43,010 Building $292,090	$335,100 Land $43,010 Building $292,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2339 Low Ground Rd in Zone X, an area of minimal flood risk, though there have been 109 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2339 Low Ground Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications.

Cell Coverage

4G LTE only, no 5G reported

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