23388 N Teddy Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 23388 N Teddy Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 2005
Lot Size	5.94 acres (259,008 sqft)
Owner	Individual Name on Record
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020930030050`

Property Details

APN / Parcel Number

Primary APN	`020930030050`
Alternative APN	`243287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 2005
Construction Type	Frame
Foundation Type	Concrete
Lot Area	259,008 sqft (5.94 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	243287
Street Address	23388 N TEDDY LOOP
City	RATHDRUM
State	ID
Zip	83858-8852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELKHORN RANCH ESTATES 2ND ADD, LT 5 BLOCK 3 0352N04W
Legal Subdivision	ELKHORN RANCH ESTATES
Legal Block	3
Legal Lot Number	5
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2016
Census Tract	101

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	23388 N TEDDY LOOP, RATHDRUM, ID 83858-8852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Jun 3, 2024	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 15, 2025
Deed Sale	Oct 15, 2025
Prior Sale	Jun 3, 2024
Deed Document Number	3020161000
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 15, 2025
Property Address	23388 N TEDDY LOOP, RATHDRUM, ID 83858-8852
Document Number	3020161000
Map Reference	MB I PG 464
Instrument Date	Oct 7, 2025
Instrument	3020161000
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23388 N TEDDY LOOP, RATHDRUM, ID 83858-8852

Mortgage

Document Number	3020163000
Date	Oct 15, 2025
Instrument	3020163000

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 3, 2024
Property Address	23388 N TEDDY LOOP, RATHDRUM, ID 83858-8852
Document Number	2970246000
Map Reference	MB I PG 464
Instrument Date	May 21, 2024
Instrument	2970246000
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23388 N TEDDY LOOP, RATHDRUM, ID 83858-8852

Mortgage

Document Number	2970247000
Date	Jun 3, 2024
Instrument	2970247000

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,320.00 (-6.86%) Homeowner's exemption	$810,133 (-1.35%) Land $463,673 Building $346,460	$810,133 (-1.35%) Land $463,673 Building $346,460
2024	$2,491.00 (+3.79%)
2023	$2,400.00 Homeowner's exemption	$821,198 (+0.62%) Land $469,688 Building $351,510	$821,198 (+0.62%) Land $469,688 Building $351,510
2022	Homeowner's exemption	$816,131 Land $464,621 Building $351,510	$816,131 Land $464,621 Building $351,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Intermax Networks Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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