2338 Whiteside Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 2338 Whiteside Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,701 sqft · built 1993
Lot Size	3.8 acres (165,964 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Apr 2024)
Tax Bill	$1,007 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`P92-83`

Property Details

APN / Parcel Number

Primary APN	`P92-83`
Alternative APN	`52379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,701 sqft Finished Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	165,964 sqft (3.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52379
Street Address	2338 WHITESIDE RD
City	MILL SPRING
State	NC
Zip	28756-5750
Property Category	Other
Property Type	Other > Other Improved
Legal Description	WHITESIDE RD, 0000 00 X 00, 400 400 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1014
Census Tract	920202

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	0000485292
Deed Book / Page	485 / 292
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Apr 29, 2024
Property Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750
Document Number	000485/292
Book / Page	485 / 292
Map Reference	FILE D PG 119
Instrument Date	Apr 24, 2024
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750

Mortgage

Document Number	0000485295
Date	Apr 29, 2024
Instrument	485/295

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 22, 2023
Property Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750
Document Number	00476/2250
Book / Page	476 / 2250
Map Reference	FILE D PG 119
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 THERMAL VIEW DR, TRYON, NC 28782-7685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 WHITESIDE RD, MILL SPRING, NC 28756-5750

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,007.00 (+62.16%)	$197,358 (+103.2%) Land $55,992 Building $141,366	$197,358 (+103.2%) Land $55,992 Building $141,366
2023	$621.00 (+8.57%)	$97,123 (-) Land $39,050 Building $58,073
2022	$572.00	$97,123 Land $39,050 Building $58,073
2021			$97,123 Land $39,050 Building $58,073

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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