2338 Raintree Pl, Lynn Haven, FL 32444 Property Records

Bay County property record for 2338 Raintree Pl, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1984
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Nov 2018)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11300-397-000`

Property Details

APN / Parcel Number

Primary APN	`11300-397-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,964 sqft Heated Area
Gross Area	2,986 sqft
1st Floor Area	1,964 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	150 ft deep x 140 ft wide
Garage Area	484 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	168 sqft
Patio Area	308 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2338 RAINTREE PL
City	LYNN HAVEN
State	FL
Zip	32444-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	DERBY WOODS LOT 6 BLK J ORB 4057 P 1109
Legal Range	14W
Legal Township	03S
Legal Section	11
Legal Subdivision	DERBY WOODS
Legal Block	J
Legal Lot Number	6
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2042
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2338 RAINTREE PL, LYNN HAVEN, FL 32444-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 1, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Apr 24, 2002 · Amount on Record
Deed Document Number	2018062278
Deed Book / Page	4057 / 1109
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2338 RAINTREE PL, LYNN HAVEN, FL 32444-4902
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 RAINTREE PL, LYNN HAVEN, FL 32444-4902

Mortgage

Document Number	0046001653
Date	Aug 18, 2022
Book Page	4600/1653
Instrument	2022061669

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 1, 2018
Property Address	2338 RAINTREE PL, LYNN HAVEN, FL 32444-4902
Document Number	0040571109
Book / Page	004057 / 001109
Instrument Date	Oct 1, 2018
Instrument	62278
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	H AND S TITLE AND ESCROW INC, H&S TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2338 RAINTREE PL LYNN HAVEN FL 324444902, LYNN HAVEN, FL 32444-4902

Mortgage

Document Number	40571110
Date	Nov 1, 2018
Book Page	004057/001110
Instrument	62279

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (+4.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$239,092 (+5.99%)	$265,735 (+9.41%) Land $52,600 Building $213,135
2023	$2,313.00 (+11.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,586 (+3%)	$242,875 (+10.89%) Land $39,540 Building $203,335
2022	$2,071.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$219,016 Land $33,000 Building $186,016	$219,016 Land $33,000 Building $186,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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