2338 Eagle Pines Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2338 Eagle Pines Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,997 sqft · built 1999
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$3,336 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A983001206`

Property Details

APN / Parcel Number

Primary APN	`A983001206`
Alternative APN	`3-0117-7886-00-0023.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,997 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	1,348 sqft
Basement Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	25 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A983001206
Street Address	2338 EAGLE PINES DR
City	SAINT CHARLES
State	MO
Zip	63303-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	EAGLE PINES #1 LOT 23
Legal Subdivision	EAGLE PINES #1
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3011
Census Tract	311146

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	202548382
Prior Transfer Date	May 12, 2003
Prior Transfer Doc	0000068007
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2025
Property Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304
Document Number	0000048382
Map Reference	MB 34 PG 337
Instrument Date	Oct 28, 2025
Instrument	2025R-048382
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2033 MONTCLAIR MANOR DR, SAINT CHARLES, MO 63303-4085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304

Mortgage

Document Number	0000048383
Date	Oct 29, 2025
Instrument	2025R-048383

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2021
Property Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304
Document Number	2021R064639
Map Reference	MB 34 PG 337
Instrument Date	Jul 28, 2021
Instrument	2021R-064639
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	497 ANGELIQUE PL, 497, SAINT CHARLES, MO 63303-4202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304

Mortgage

Document Number	2021R064640
Date	Aug 3, 2021
Instrument	2021R-064640

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 31, 2017
Property Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304
Document Number	0067511526
Book / Page	6751 / 1526
Map Reference	MB 34 PG 337
Instrument Date	May 26, 2017
Instrument	20170531000332040
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2338 EAGLE PINES DR, SAINT CHARLES, MO 63303-8304

Mortgage

Document Number	20170531000332050
Date	May 31, 2017
Instrument	20170531000332050

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,858 (-)	$304,516 (-) Land $75,000 Building $229,516
2025	$3,336.00 (+6.72%)	$57,858 (+9.91%)	$304,516 (+9.91%) Land $75,000 Building $229,516
2024	$3,126.00
2023		$52,641
2022			$277,060 Land $60,000 Building $217,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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