2338 E 7th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2338 E 7th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,355 sqft · built 1930
Lot Size0.156 acres (6,826 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (Apr 2015)
Tax Bill$6,697 (2023)
Deeds & MortgagesMar 2021 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN127-133-13

Property Details

APN / Parcel Number

Primary APN127-133-13

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,355 sqft Heated Area
Gross Area2,563 sqft
1st Floor Area1,544 sqft
Upper Floors Area811 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area6,826 sqft (0.156 acres)
PorchPorch
Porch Area208 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-133-13
Street Address2338 E 7TH ST
CityCHARLOTTE
StateNC
Zip28204-4300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22MF
Legal DescriptionL8 B9 M3-13
Legal SubdivisionROSEMONT
Legal Block9
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1009
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2338 E 7TH ST, CHARLOTTE, NC 28204-4300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2015 · Amount on Record
Deed SaleApr 9, 2015 · Amount on Record
Deed Document Number0029882136
Deed Book / Page29882 / 136
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2338 E 7TH ST, CHARLOTTE, NC 28204-4300
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062388
DateMar 30, 2021
Book Page35874/424
Instrument2021062388
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2338 E 7TH ST, CHARLOTTE, NC 28204-4300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013194
DateFeb 5, 2019
Book Page33268/223
Instrument2019013194
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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