23378 Papyrus Way, Lutz, FL 33549 Property Records

Pasco County property record for 23378 Papyrus Way, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,541 sqft · built 2022
Lot Size0.063 acres (2,771 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Nov 2025)
Tax Bill$3,844 (2025)
Deeds & MortgagesNov 2025 Sale
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-26-19-0150-00000-0740

Property Details

APN / Parcel Number

Primary APN32-26-19-0150-00000-0740

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,541 sqft Living Area
Gross Area1,933 sqft
Upper Floors Area876 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,771 sqft (0.063 acres)
Garage Area242 sqft
DrivewayDriveway
Driveway Area240 sqft
PorchFinished/Screened Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address23378 PAPYRUS WAY
CityLUTZ
StateFL
Zip33549-5464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW SQUARE TOWNHOMES PB 82 PG 001 LOT 74
Legal Range19E
Legal Township26S
Legal Section32
Legal Tract150
Legal Lot Number74
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1016
Census Tract32013

Owner

23378 Papyrus Way is owned and occupied by an individual who bought it in November 2025.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Mailing Address23378 PAPYRUS WAY, LUTZ, FL 33549-5464
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Warranty Deed, Transfer
FLAGSHIP TITLE
Jul 19, 2022Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2025 · Amount on File
Deed SaleNov 17, 2025 · Amount on File
Prior SaleJul 19, 2022 · Amount on File
Deed Document Number2025216197
Deed Book / Page11316 / 2725
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 17, 2025
Property Address23378 PAPYRUS WAY, LUTZ, FL 33549-5464
Document Number0113162725
Book / Page11316 / 2725
Map ReferenceMB 82 PG 1
Instrument DateNov 6, 2025
Instrument2025216197
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyFLAGSHIP TITLE

Transaction

AmountAmount on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17823 DAISY FARM DR, LUTZ, FL 33559-3943

Transferred To (Grantee/Buyer)

NameVerified Name
Address23378 PAPYRUS WAY, LUTZ, FL 33549-5464

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateJul 19, 2022
Property Address23378 PAPYRUS WAY, LUTZ, FL 33549-5464
Document Number0106541880
Book / Page10654 / 1880
Map ReferenceMB 82 PG 1
Instrument DateJun 23, 2022
Instrument2022156832
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,125.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address23378 PAPYRUS WAY, LUTZ, FL 33549-5464
InvestorPossibly a Property Investor

Mortgage

Document Number0106541884
DateJul 19, 2022
Instrument10654/1884
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 23378 Papyrus Way was $3,844 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,844.00 Homeowner's exemption$267,326 Land $30,605 Building $236,721$267,326 Land $30,605 Building $236,721
2023$3,724.00 (+976.3%) Additional exemption filed$254,113 (+1,039.52%) Land $26,613 Building $227,500$254,113 (+1,039.52%) Land $26,613 Building $227,500
2022$346.00$22,300$22,300 Land $22,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23378 Papyrus Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23378 Papyrus Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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