23364 Bayside Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 23364 Bayside Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1993
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Mar 2018)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-054357`

Property Details

APN / Parcel Number

Primary APN	`03-054357`
Alternative APNs	`3054357` `054357`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	054357
Street Address	23364 BAYSIDE RD
City	LEONARDTOWN
State	MD
Zip	20650-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 2 PLAT 38/5 JOHN B ABELL SUBD
Legal Subdivision	ABELL SUB
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4004
Census Tract	875400

Owner

23364 Bayside Rd is owned and occupied by two individuals who bought it in March 2018.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23364 BAYSIDE RD, LEONARDTOWN, MD 20650-5621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Mar 14, 2018	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Deed Book / Page	4833 / 430
Prior Transfer Date	Oct 29, 2013
Prior Transfer Doc	0039870202
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	23364 BAYSIDE RD, LEONARDTOWN, MD 20650-5621
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LIGHTHOUSE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055290499
Date	Nov 9, 2020
Book Page	5529/499

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 14, 2018
Property Address	23364 BAYSIDE RD, LEONARDTOWN, MD 20650-5621
Document Number	0048330430
Book / Page	4833 / 430
Map Reference	LB EWA38 FO5
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23364 BAYSIDE RD, LEONARDTOWN, MD 20650-5621

Mortgage

Document Number	0004833437
Date	Mar 14, 2018
Instrument	4833/437

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23364 Bayside Rd was $1,703 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,733 (+3.57%)	$289,400 (+10.71%) Land $124,500 Building $164,900
2025	$1,703.00 Homeowner's exemption	$261,400 Land $124,000 Building $137,400	$261,400 Land $124,000 Building $137,400
2023	$2,431.00 Homeowner's exemption	$242,267	$261,400 Land $124,000 Building $137,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23364 Bayside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23364 Bayside Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bayside Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures