23360 Bear Creek Rd, Bend, OR 97701 Property Records

Deschutes County property record for 23360 Bear Creek Rd, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1983
Lot Size	9.85 acres (429,066 sqft)
Owner	Company Name on Record
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`171334-00-00400`

Property Details

APN / Parcel Number

Primary APN	`171334-00-00400`
Alternative APNs	`R10031713340000400` `106927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	1,764 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	429,066 sqft (9.85 acres)
Garage Area	625 sqft
Shed	1 Shed
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Septic
Water Source	Cistern

Location & Zoning

Account Number	106927
Street Address	23360 BEAR CREEK RD
City	BEND
State	OR
Zip	97701-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EFUTRB
Legal Range	13
Legal Township	17
Legal Section	34
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1042
Census Tract	1200

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Intrafamily Transfer, Transfer AMERITITLE
Mar 2, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 19, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
May 6, 2020	Quit Claim Deed, Transfer AMERITITLE
May 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 15, 2018	Warranty Deed, Transfer · VA Mortgage THE PEOPLES BANK
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2020
Deed Sale	May 6, 2020
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	202020430
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0000020482
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 3, 2021
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000013368
Instrument Date	Mar 1, 2021
Instrument	2021-13368
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23360 BEAR CREEK RD, BEND, OR 97701-9650

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 2, 2021
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000013247
Instrument Date	Mar 1, 2021
Instrument	2021-13247
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23360 BEAR CREEK RD, BEND, OR 97701-9650

Mortgage

Document Number	0000013248
Date	Mar 2, 2021
Instrument	2021-13248

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012367
Date	Apr 19, 2019
Instrument	2019-12367

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 6, 2020
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000020482
Instrument Date	May 5, 2020
Instrument	20482
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23360 BEAR CREEK RD BEND OR 977019650, BEND, OR 97701-9650

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	May 6, 2020
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000020430
Instrument Date	May 5, 2020
Instrument	2020-20430
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23360 BEAR CREEK RD, BEND, OR 97701-9650

Mortgage

Document Number	0000020431
Date	May 6, 2020
Instrument	2020-20431

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 6, 2020
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000005439
Instrument Date	Jan 29, 2020
Instrument	5439
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23360 BEAR CREEK RD BEND OR 977019650, BEND, OR 97701-9650

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 15, 2018
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000006127
Instrument Date	Jan 22, 2018
Instrument	2018-06127
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SW DEER RIDGE CT, MADRAS, OR 97741-9347

Mortgage

Document Number	0000006128
Date	Feb 15, 2018
Instrument	2018-06128

Lender

Name	THE PEOPLES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 15, 2017
Property Address	23360 BEAR CREEK RD, BEND, OR 97701-9650
Document Number	0000006166
Instrument Date	Feb 8, 2017
Instrument	2017-06166
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1373, HONOKAA, HI 96727-1373

Mortgage

Document Number	0000006167
Date	Feb 15, 2017
Instrument	2017-06167

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,896.00 (+4.45%)	$291,684 (+2.93%)	$1,110,830 (+4.76%) Land $363,410 Building $747,420
2024	$3,730.00 (+6.18%)	$283,384 (+2.93%)	$1,060,370 (-) Land $334,720 Building $725,650
2023	$3,513.00	$275,324	$1,060,370 Land $334,720 Building $725,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · lower than 63% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

May also be available: Wind Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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