2336 Benjamin St, Morganton, NC 28655 Property Records

Burke County property record for 2336 Benjamin St, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1999
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Jul 2022)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1781697714`

Property Details

APN / Parcel Number

Primary APN	`1781697714`
Alternative APN	`31847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,930 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,930 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	366 sqft
Deck Area	132 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1781697714
Street Address	2336 BENJAMIN ST
City	MORGANTON
State	NC
Zip	28655-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2336 BENJAMIN ST MORGANTON, NC 28655
Legal Subdivision	BEL AIRE ESTATES SEC 2
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1018
Census Tract	20303

Owner

Source: Burke County records · APN 1781697714

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Feb 20, 2020	Deed of Trust, Mortgage · Conventional with PMI VIBRANT CU
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	0002635543
Deed Book / Page	2635 / 543
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 20, 2022
Property Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Document Number	0026350543
Book / Page	2635 / 543
Map Reference	MB 5 PG 167
Instrument Date	Jul 19, 2022
Instrument	2021023636
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 WESTOVER DR, 110, LINCOLNTON, NC 28092-0712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 BENJAMIN STREET, LINCOLNTON, NC 28092

Mortgage

Document Number	2021023637
Date	Jul 20, 2022
Instrument	2021023637

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025540849
Date	Jul 14, 2021
Book Page	2554/849
Instrument	2021008215

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Document Number	0024510053
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2336 BENJAMIN ST MORGANTON NC 286559192, MORGANTON, NC 28655-9192

Mortgage

Document Number	0024510053
Date	Feb 25, 2020
Book Page	002451/000053
Instrument	37598

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Document Number	0024130910
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2336 BENJAMIN ST MORGANTON NC 286559192, MORGANTON, NC 28655-9192

Mortgage

Document Number	0024130910
Date	Jul 18, 2019
Book Page	002413/000910
Instrument	30096

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 17, 2029

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 21, 2017
Property Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192
Document Number	0023220169
Book / Page	2322 / 0169
Map Reference	MB5 PG167
Instrument Date	Nov 21, 2017
Instrument	2017010501
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 POTEAT DR, 114, MORGANTON, NC 28655-8980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2336 BENJAMIN ST, MORGANTON, NC 28655-9192

Mortgage

Document Number	2017010502
Date	Nov 21, 2017
Instrument	2017010502

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00 (+3.75%)	$294,668 (-) Land $26,238 Building $268,430	$294,668 (-) Land $26,238 Building $268,430
2023	$1,949.00	$294,668 Land $26,238 Building $268,430	$294,668 Land $26,238 Building $268,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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