23357 N Providence Dr, Kildeer (Lake Zurich), IL 60047 Property Records

Lake County property record for 23357 N Providence Dr, Kildeer, IL 60047

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,136 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$348,500 (Mar 1995)
Tax Bill	$23,526 (2024)
Deeds & Mortgages	Apr 2017 Mortgage Jun 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-402-016`

Property Details

APN / Parcel Number

Primary APN	`14-15-402-016`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,136 sqft Living Area
Gross Area	6,863 sqft
1st Floor Area	2,201 sqft
Upper Floors Area	1,935 sqft
Basement Area	2,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	692 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	23357 N PROVIDENCE DR
City	KILDEER
State	IL
Zip	60047-8093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEACON HILL SUBDIVISION UNIT 4; LOT 17
Legal Subdivision	BEACON HILL SUBDIVISION UNIT 4
Legal Lot Number	17
Legal Unit	4
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	2
Census Block	2010
Census Tract	864402

Owner

23357 N Providence Dr is owned and occupied by two individuals who bought it in March 1995.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 1995 · Amount on File
Deed Sale	Mar 31, 1995 · Amount on File
Deed Document Number	19953659542
Prior Transfer Date	Mar 7, 1995
Prior Transfer Doc	0003659542
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007386971
Date	Apr 17, 2017
Instrument	7386971

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 1, 2027

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007402043
Date	Jun 12, 2017
Instrument	7402043

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007709915
Date	Oct 28, 2020
Instrument	7709915

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 3, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23357 N PROVIDENCE DR, KILDEER, IL 60047-8093

Mortgage

Document Number	0007722478
Date	Dec 2, 2020
Instrument	7722478

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Oct 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Ela Township
Municipality	Kildeer Village
Elementary School District	Kildeer Countryside Community Consolidated School District 96 (PK - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$284,347 Land $56,044 Building $228,303	$853,126 Land $168,149 Building $684,977
2024	$23,526.00 (+3.01%)
2023	$22,838.00 (+6.03%)	$252,403 (+4.76%) Land $49,748 Building $202,655	$757,285 (+4.76%) Land $149,259 Building $608,026
2022	$21,539.00	$240,926 Land $48,786 Building $192,140	$722,851 Land $146,373 Building $576,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23357 N Providence Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2013–2014)
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23357 N Providence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ZURICH serves 19,759 people · EPA ID IL0970850
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband, T-Mobile.

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