23357 File Rd, Bowling Green, VA 22427 Property Records

Caroline County property record for 23357 File Rd, Bowling Green, VA 22427

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1987
Lot Size	2.68 acres (116,741 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2023)
Tax Bill	$1,368 (2026)
Deeds & Mortgages	Oct 2024 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-A-21A`

Property Details

APN / Parcel Number

Primary APN	`74-A-21A`
Alternative APNs	`074 A 21A` `73`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	116,741 sqft (2.68 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	73
Street Address	23357 FILE RD
City	BOWLING GREEN
State	VA
Zip	22427-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	FILE PARCEL A
Legal Subdivision	BOWLING GREEN DIST
Jurisdiction	CAROLINE VA
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1048
Census Tract	30202

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23357 FILE RD, BOWLING GREEN, VA 22427-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jun 20, 2023	Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Feb 2, 2004 · Amount on Record
Deed Document Number	20232277
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	23357 FILE RD, BOWLING GREEN, VA 22427-2631
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23357 FILE RD, BOWLING GREEN, VA 22427-2631

Mortgage

Document Number	0240004006
Date	Oct 16, 2024
Instrument	240004006

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Jun 20, 2023
Property Address	23357 FILE RD, BOWLING GREEN, VA 22427-2631
Document Number	0230002277
Map Reference	MB 317 PG 611
Instrument Date	Jun 6, 2023
Instrument	230002277
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23357 FILE RD, BOWLING GREEN, VA 22427-2631

Mortgage

Document Number	0230002278
Date	Jun 20, 2023
Instrument	230002278

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,368.00 (-99.25%)	$235,810 (+76.11%) Land $60,700 Building $175,110
2025	$181,573.00 (+17,511.35%)		$235,810 (+76.11%) Land $60,700 Building $175,110
2023	$1,031.00	$133,900 Land $53,700 Building $80,200
2022			$133,900 Land $53,700 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on File Rd

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