23351 Keystone Rd, Milaca, MN 56353 Property Records

Mille Lacs County property record for 23351 Keystone Rd, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1935
Lot Size	82.6 acres (3,599,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Apr 2019)
Tax Bill	$3,184 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-009-0300`

Property Details

APN / Parcel Number

Primary APN	`07-009-0300`

Interior

Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	3,599,363 sqft (82.6 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	816 sqft
Shed	1 Shed

Location & Zoning

Street Address	23351 KEYSTONE RD
City	MILACA
State	MN
Zip	56353-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF SW & PART OF NE OF SE WHICJ LIES N'LY, NW'LY & W'LY OF CENTER LINE OF CTY RD 116; EX PART OF E 1/4 OF NE OF SW &
Legal Range	26
Legal Township	39
Legal Section	09
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	3
Census Block	3083
Census Tract	970300

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23351 KEYSTONE RD, MILACA, MN 56353-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND
Apr 3, 2019	Deed, Transfer · Conventional Mortgage FARMERS STATE BANK HARTLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	2019410930
Prior Transfer Date	Jun 21, 2012
Prior Transfer Doc	000A376372
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	23351 KEYSTONE RD, MILACA, MN 56353-3108
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A422179
Date	Jan 26, 2021
Instrument	A422179

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 3, 2019
Property Address	23351 KEYSTONE RD, MILACA, MN 56353-3108
Document Number	000A410930
Instrument Date	Apr 1, 2019
Instrument	A410930
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NOBLE ESCROW AND TITLE INC, NOBLE ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23351 KEYSTONE RD, MILACA, MN 56353-3108

Mortgage

Document Number	000A410931
Date	Apr 3, 2019
Instrument	A410931

Lender

Name	FARMERS STATE BANK HARTLAND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,184.00 (+5.29%)
2025	$3,024.00 (+16.49%) Homeowner's exemption	$503,800 (+18.24%) Land $246,600 Building $257,200	$503,800 (+18.24%) Land $246,600 Building $257,200
2023	$2,596.00	$426,100 Land $195,200 Building $230,900	$426,100 Land $195,200 Building $230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	90 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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