23346 Joy Ridge Dr, Spring, TX 77373 Property Records

Harris County property record for 23346 Joy Ridge Dr, Spring, TX 77373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,687 sqft · built 2017
Lot Size	0.142 acres (6,170 sqft)
Owner	Company Name on Record
Last Sale	$176,600 (May 2017)
Tax Bill	$4,773 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`138-111-002-0040`

Property Details

APN / Parcel Number

Primary APN	`138-111-002-0040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Living Area
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,170 sqft (0.142 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1381110020040
Street Address	23346 JOY RIDGE DR
City	SPRING
State	TX
Zip	77373-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40 BLK 2 BRECKENRIDGE FOREST SEC 11
Legal Subdivision	BRECKENRIDGE FOREST SEC 11
Legal Block	2
Legal Lot Number	40
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	3
Census Block	3002
Census Tract	241104

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 9, 2022	Deed of Trust, Mortgage · Construction Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 2, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 20, 2018	Loan Modification, Mortgage PENNYMAC
May 26, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	2017231920
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903

Mortgage

Document Number	0000528491
Date	Sep 15, 2021
Instrument	2021-528491

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Mar 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903

Mortgage

Document Number	0000241838
Date	May 9, 2022
Instrument	2022-241838

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Mar 1, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903

Mortgage

Document Number	0000455014
Date	Sep 8, 2022
Instrument	2022-455014

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Mar 1, 2048

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903

Mortgage

Document Number	0000203591
Date	Jun 2, 2023
Instrument	2023-203591

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	SPRING, TX 77373

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 1, 2063

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Document Number	0000142339
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR SPRING TX 773731903, SPRING, TX 77373-1903

Mortgage

Document Number	0000142339
Date	Apr 4, 2018
Instrument	142339

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	May 26, 2017
Property Address	23346 JOY RIDGE DR, SPRING, TX 77373-1903
Document Number	0000231920
Instrument Date	May 25, 2017
Instrument	231920
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23346 JOY RIDGE DR SPRING TX 773731903, SPRING, TX 77373-1903

Mortgage

Document Number	231921
Date	May 26, 2017
Instrument	231921

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,468 (+0.56%) Land $51,024 Building $200,444	$251,468 (+0.56%) Land $51,024 Building $200,444
2025	$4,773.00 (+154.97%) Homeowner's exemption	$250,059 (-11.24%) Land $45,997 Building $204,062	$250,059 (-11.24%) Land $45,997 Building $204,062
2024	$1,872.00 (+21.95%)
2023		$281,715 Land $46,892 Building $234,823	$281,715 Land $46,892 Building $234,823
2022	$1,535.00 (+15.5%)
2020	$1,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 82 serves 18,990 people · EPA ID TX1010630
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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