Washington County property record for 23340 Fruit Tree Dr, #23334, Smithsburg, MD 21783
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 2,648 sqft · built 1900 |
| Lot Size | 78.4 acres (3,418,589 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $763 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-006551 |
| Primary APN | 07-006551 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,648 sqft Total Area |
| Basement Area | 8,080 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 3,418,589 sqft (78.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 1,750 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 006551 |
|---|---|
| Street Address | 23340 FRUIT TREE DR, 23334 |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A(R) |
| Legal Description | 78.48 ACRES 23340 & 23334 FRUIT TREE DRIVE |
| Legal Subdivision | DRIVE |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13220 EDGEMONT RD, SMITHSBURG, MD 21783-1237 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2010 |
| Deed Sale | Dec 29, 2010 |
| Deed Document Number | 20108437 |
| Deed Book / Page | 4013 / 96 |
| Last Transfer Date | Mar 20, 2020 |
| Transfer Doc | 0062100469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 23340 FRUIT TREE DR # 23334, 23334, SMITHSBURG, MD 21783-1442 |
| Document Number | 0057120148 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23334-23340 FRUIT TREE DR |
| Document Number | 0057120148 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 005712/000148 |
| Name | KATIE M EPSTEIN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 21, 2028 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763.00 (+4.23%) | $212,433 (+6.18%) | $224,800 (-) Land $102,100 Building $122,700 |
| 2025 | $732.00 (+4.57%) | $200,067 (+7.7%) | $224,800 (+19.77%) Land $102,100 Building $122,700 |
| 2024 | $700.00 (-63.75%) | ||
| 2023 | $1,931.00 | $185,767 | $187,700 Land $102,100 Building $85,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures