2334 GARDNER ST AUGUSTA GA 309044308, AUGUSTA, GA 30904-4308
Mortgage
Document Number
0017031464
Date
Nov 13, 2019
Book Page
001703/001464
Lender
Name
FIRST CMNTY BK
Type
Bank
Address
LEXINGTON, SC 29072
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
36 Months
Due
Nov 12, 2022
Interest
Rate Type
Adjustable Rate
August 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
RICHMOND GA
Property Address
2334 GARDNER ST, AUGUSTA, GA 30904-4308
Document Number
0016880041
Instrument Date
Aug 1, 2019
Transaction Type
Mortgage
Record Updated
Aug 28, 2019
Title Company
ATTORNEY ONLY
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
606 MILLEDGE RD AUGUSTA GA 309044388, AUGUSTA, GA 30904-4388
Mortgage
Document Number
0016880041
Date
Aug 2, 2019
Book Page
001688/000041
Lender
Name
SOUTH ST BK
Type
Bank
Address
COLUMBIA, SC 29202-3113
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
36 Months
Due
Aug 1, 2022
Interest
Rate Type
Adjustable Rate
April 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
RICHMOND GA
Recording Date
Apr 1, 2019
Property Address
2334 GARDNER ST, AUGUSTA, GA 30904-4308
Document Number
0016700424
Book / Page
001670 / 000424
Instrument Date
Dec 31, 2018
Instrument
17972
Transaction Type
Transfer
Record Updated
May 16, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2334 GARDNER ST AUGUSTA GA 309044308, AUGUSTA, GA 30904-4308
Tax Assessment & Valuation
The 2026 property tax bill for 2334 Gardner St was $2,169, up 1.2% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
Property Jurisdictions
Type
Name
State
Georgia
County / Consolidated City
Augusta-Richmond County Consolidated Government
Unified School District
Richmond County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,169.00 (+1.21%)
2025
$2,143.00
$60,804Land $10,920Building $49,884
$152,010Land $27,300Building $124,710
2023
$1,293.00 (-4.01%)
$35,600 (+4.94%)Land $6,880Building $28,720
$89,000 (+4.94%)Land $17,200Building $71,800
2022
$1,347.00
$33,923Land $10,920Building $23,003
$84,807Land $27,300Building $57,507
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2334 Gardner St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
2 (2024)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2024 · Hurricane Helene
Claims by Event
Hurricane Helene, Sep 2024 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2334 Gardner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025