2334 Cherney Rd, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2334 Cherney Rd, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,500 (Sep 2023)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-007-010-002.00`

Property Details

APN / Parcel Number

Primary APN	`13-007-010-002.00`
Alternative APN	`013-007-010-002.00`

Exterior

Lot Area	56,628 sqft

Location & Zoning

Street Address	2334 CHERNEY RD
City	TWO RIVERS
State	WI
Zip	54241-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1 CSM V12 P587 EX V403 P130 FOR HWY NW1/4 SW1/4
Legal Range	24E
Legal Township	20N
Legal Section	07
Legal Subdivision	CERTIFIED SURV
Legal Tract	1
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	MISHICOT
Census Block Group	4
Census Block	4040
Census Tract	10100

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NA
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA
Dec 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Dec 1, 2010
Deed Document Number	20231265927
Deed Book / Page	3581 / 302
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660

Mortgage

Document Number	003753/388
Date	Mar 25, 2026
Book Page	3753/388
Instrument	1293352

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Sep 18, 2023
Property Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660
Document Number	003581/302
Book / Page	3581 / 302
Map Reference	VOL 750 PG 499
Instrument Date	Sep 18, 2023
Instrument	1265927
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001265928
Date	Sep 18, 2023
Instrument	1265928

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003540/455
Date	Dec 30, 2022
Book Page	3540/455
Instrument	1259008

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Dec 28, 2028

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2334 CHERNEY RD, TWO RIVERS, WI 54241-9660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193507
Date	May 2, 2018
Instrument	1193507

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	May 7, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Mishicot Town
Unified School District	Mishicot School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 (+9.55%)	$229,300 (-) Land $29,400 Building $199,900	$236,283 (+49.7%) Land $30,295 Building $205,988
2024	$2,387.00 (+43.71%)	$229,300 (+129.99%) Land $29,400 Building $199,900
2023	$1,661.00 (+2.15%) Homeowner's exemption	$99,700 (-) Land $10,700 Building $89,000	$157,841 (+15.58%) Land $16,940 Building $140,901
2022	$1,626.00 Homeowner's exemption	$99,700 Land $10,700 Building $89,000	$136,563 Land $14,656 Building $121,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Acrospire Networks, Frontier.

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