23336 Joy St, Saint Clair Shores, MI 48082 Property Records

Macomb County property record for 23336 Joy St, Saint Clair Shores, MI 48082

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 986 sqft · built 1961
Lot Size0.204 acres (8,886 sqft)
OwnerIndividual Name on Record
Last Sale$204,000 (Apr 2022)
Tax Bill$4,471 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-14-02-252-015

Property Details

APN / Parcel Number

Primary APN09-14-02-252-015
Alternative APN
  • 1402252015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area986 sqft Living Area
1st Floor Area986 sqft
Basement Area986 sqft
Unfinished Basement967 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area8,886 sqft (0.204 acres)
Lot Dimensions274 ft deep x 56.9 ft wide
Garage Area497 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area27 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address23336 JOY ST
CitySAINT CLAIR SHORES
StateMI
Zip48082-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionASSESSOR'S PLAT NO 71 (L45, P42) LOT 29
Legal SubdivisionASSESSORS PLAT NO 71
Legal Lot Number29
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group3
Census Block3005
Census Tract250000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FIRST SAVINGS BANK
Jul 12, 2018Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 30, 2018Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleAug 30, 2018 · Amount on Record
Deed Document Number202251302
Deed Book / Page28551 / 190
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 13, 2022
Property Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Document Number2200051302
Book / Page28551 / 190
Map ReferenceLB 45 PG 42
Instrument DateApr 8, 2022
Instrument202200051302
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyNOT AVAILABLE, JCT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23326 JOY ST, 23326, SAINT CLAIR SHORES, MI 48082-2528

Transferred To (Grantee/Buyer)

NameVerified Name
Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528

Mortgage

Document Number2200051303
DateApr 13, 2022
Instrument202200051303
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031469
DateMar 16, 2020
Book Page26577/471
Instrument2031469
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressJEFFERSONVILLE, IN 47130
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078667
DateJul 12, 2018
Book Page25464/239
Instrument8078667
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueJun 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 30, 2018
Property Address23336 JOY ST, SAINT CLAIR SHORES, MI 48082-2528
Document Number0000097403
Book / Page025551 / 000591
Instrument DateAug 17, 2018
Instrument97403
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37650 SUSAN ST STERLING HEIGHTS MI 483103828, STERLING HEIGHTS, MI 48310-3828

Mortgage

Document Number93607
DateAug 30, 2018
Book Page025534/000318
Instrument93607
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLake Shore Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,400 (+21.33%)$204,800 (+21.33%)
2025$4,471.00 (+37.02%)
2023$84,400$168,800
2022$3,263.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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