23328 Ringgold Pike, Smithsburg, MD 21783 Property Records

Washington County property record for 23328 Ringgold Pike, Smithsburg, MD 21783

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,584 sqft · built 1982
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$71,700 (Apr 2000)
Tax Bill$2,933 (2026)
Deeds & MortgagesMar 2021 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-011846

Property Details

APN / Parcel Number

Primary APN14-011846
Alternative APN
  • 011846

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,584 sqft Total Area

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area448 sqft
Shed1 Shed
Shed Area1,440 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number011846
Street Address23328 RINGGOLD PIKE
CitySMITHSBURG
StateMD
Zip21783-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLOT 1 1.20 ACRES 23328 RINGGOLD PIKE
Legal SubdivisionWORTHINGTON LEE & L C
Legal Lot Number1
JurisdictionWASHINGTON MD
Township / Civil Division14, RINGGOLD
Census Block Group1
Census Block1019
Census Tract10200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23328 RINGGOLD PIKE, SMITHSBURG, MD 21783-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDATLANTIC FARM CREDIT ACA
Aug 8, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2000 · Amount on Record
Deed SaleApr 21, 2000 · Amount on Record
Prior SaleDec 2, 1999 · Amount on Record
Deed Document Number20009749
Deed Book / Page1566 / 78
Transfer Doc0015400419
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address23328 RINGGOLD PIKE, SMITHSBURG, MD 21783-1113
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065410070
DateMar 8, 2021
Book Page6541/70
Lender
NameMIDATLANTIC FARM CREDIT ACA
TypeBank
AddressWESTMINSTER, MD 21157
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address23328 RINGGOLD PIKE, SMITHSBURG, MD 21783-1113
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070770331
DateAug 8, 2022
Book Page7077/331
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,933.00 (+5.43%) Homeowner's exemption$349,033 (+16.71%)$399,000 (-) Land $71,500 Building $327,500
2025$2,782.00 (+5.42%) Homeowner's exemption$299,067 (+24.94%)$399,000 (+60.18%) Land $71,500 Building $327,500
2024$2,639.00 (+6.03%)
2023$2,489.00 Homeowner's exemption$239,367$249,100 Land $71,500 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
Verizon
Fixed Wireless
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50

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