23322 Barona Mesa Rd, Ramona, CA 92065 Property Records

San Diego County property record for 23322 Barona Mesa Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,923 sqft · built 1996
Lot Size	0.427 acres (18,579 sqft)
Owner	Individual Name on File
Last Sale	$739,000 (Sep 2023)
Tax Bill	$8,982 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-662-22-00`

Property Details

APN / Parcel Number

Primary APN	`288-662-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tile
Lot Area	18,579 sqft (0.427 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23322 BARONA MESA RD
City	RAMONA
State	CA
Zip	92065-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 92 TR 008031
Legal Subdivision	ESTATES AT COSTA DEL MAR II
Legal Tract	008031
Legal Block	2
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

23322 Barona Mesa Rd is owned and occupied by an individual who bought it in September 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2023	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP
Aug 31, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Dec 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	Aug 31, 2022 · Amount on File
Deed Document Number	2023261117
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0000822469
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Mortgage

Document Number	0000347259
Date	Dec 9, 2025
Instrument	2025-0347259

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2023
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Document Number	0000261117
Map Reference	MAP 8031
Instrument Date	Aug 29, 2023
Instrument	2023-0261117
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Mortgage

Document Number	0000261118
Date	Sep 26, 2023
Instrument	2023-0261118

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Document Number	0000349138
Map Reference	MAP 8031
Instrument Date	Aug 15, 2022
Instrument	2022-0349138
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Mortgage

Document Number	0000349139
Date	Aug 31, 2022
Instrument	2022-0349139

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Mortgage

Document Number	0000240709
Date	Jun 8, 2022
Instrument	2022-0240709

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Mortgage

Document Number	0000240097
Date	Jun 7, 2022
Instrument	2022-0240097

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2042

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2021
Property Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346
Document Number	0000822469
Map Reference	MAP 8031
Instrument Date	Nov 22, 2021
Instrument	2021-0822469
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	23322 BARONA MESA RD, RAMONA, CA 92065-4346

Tax Assessment & Valuation

The 2025 property tax bill for 23322 Barona Mesa Rd was $8,982, up 1.8% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,749 (+2%) Land $167,473 Building $601,276
2025	$8,982.00 (+1.84%)	$753,677 Land $164,190 Building $589,487
2024	$8,820.00 (+13.16%)
2023	$7,794.00 (+62.58%)	$661,000 Land $144,000 Building $517,000
2022	$4,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23322 Barona Mesa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23322 Barona Mesa Rd is extreme, ranking above 99.1% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 94% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband, Verizon.

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