2332 Wetters Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2332 Wetters Rd, Kawkawlin, MI 48631

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,859 sqft · built 1975
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Jul 2020 Second Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-014-400-015-00`

Property Details

APN / Parcel Number

Primary APN	`080-014-400-015-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Living Area
1st Floor Area	1,859 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modular
Lot Area	41,382 sqft (0.95 acres)
Lot Dimensions	293 ft deep x 142 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2332 WETTERS RD
City	KAWKAWLIN
State	MI
Zip	48631-9411
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	E 142 FT OF W 312 FT OF N 293 FT OF E 1/2 OF NW 1/4 OF SE 1/4. SEC 14 T15N R4E
Legal Range	04E
Legal Township	15N
Legal Section	14
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	3
Census Block	3039
Census Tract	286102

Owner

2332 Wetters Rd, a residential property, is owned and occupied by an individual who acquired it in May 2010.

Source: Bay County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2332 WETTERS RD, KAWKAWLIN, MI 48631-9411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT LAKES FCU
Mar 6, 2020	Deed of Trust, Mortgage · Conventional with PMI GREAT LKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 19, 2010
Transfer Doc	0027390501
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2332 WETTERS RD, KAWKAWLIN, MI 48631-9411
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009332
Date	Jul 14, 2020
Instrument	202009332

Lender

Name	GREAT LAKES FCU
Type	Credit Union
Address	BAY CITY, MI 48708

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2332 WETTERS RD, KAWKAWLIN, MI 48631-9411
Document Number	0000003206
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 WETTERS RD KAWKAWLIN MI 486319411, KAWKAWLIN, MI 48631-9411

Mortgage

Document Number	0000003206
Date	Mar 13, 2020
Instrument	3206

Lender

Name	GREAT LKS FCU
Address	BAY CITY, MI 48708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Mar 12, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2332 Wetters Rd was $1,562 with a homeowner's exemption, up 74.3% from the year before.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+74.33%) Homeowner's exemption	$66,400 (-0.45%)	$132,800 (-0.45%)
2025	$896.00 Homeowner's exemption	$66,700	$133,400
2023		$49,100	$98,200
2022	$1,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2332 Wetters Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (2017–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2018 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2332 Wetters Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	25 / 5

May also be available: Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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