2332 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2332 W 2nd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	4,120 sqft · built 1910
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Aug 2019)
Tax Bill	$3,584 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-01670`

Property Details

APN / Parcel Number

Primary APN	`010-1140-01670`
Alternative APN	`1075190`

Interior

Units	4 Units
Stories	2 Stories
Building Area	4,120 sqft Gross Area
1st Floor Area	2,060 sqft
Basement Area	2,060 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Lot Area	4,000 sqft (0.091 acres)
Lot Depth	80 ft Depth
Porch	Slab
Porch Area	254 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1075190
Street Address	2332 W 2ND ST
City	DULUTH
State	MN
Zip	55806-1941
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	N 80 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	76
Legal Lot Number	384
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3016
Census Tract	15600

Owner

2332 W 2nd St, a residential property, is owned by an individual who bought it in August 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	22 ADAMS BLVD, SILVER BAY, MN 55614-1301
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit LAKE BK
Aug 7, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE BK
Aug 7, 2019	Grant Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO
Aug 7, 2019	Warranty Deed, Transfer ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	20191360178
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0001360174
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2332 W 2ND ST, DULUTH, MN 55806-1941
Document Number	00A1400304
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ADAMS BLVD SILVER BAY MN 556141301, SILVER BAY, MN 55614-1301

Mortgage

Document Number	00A1400304
Date	Jan 5, 2021
Instrument	A1400304

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2019
Property Address	2332 W 2ND ST, DULUTH, MN 55806-1941
Document Number	00A1360178
Instrument Date	Jul 31, 2019
Instrument	A1360178
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 ADAMS BLVD SILVER BAY MN 556141301, SILVER BAY, MN 55614-1301

Mortgage

Document Number	A1360179
Date	Aug 7, 2019
Instrument	A1360179

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2019
Property Address	2332 W 2ND ST, DULUTH, MN 55806-1941
Document Number	00A1360176
Instrument Date	Jul 29, 2019
Instrument	A1360176
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Tax	$108.24
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E HIGHWAY 61 ESKO MN 557339613, ESKO, MN 55733-9613

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 7, 2019
Property Address	2332 W 2ND ST, DULUTH, MN 55806-1941
Document Number	00A1360177
Instrument Date	Jul 29, 2019
Instrument	A1360177
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Tax	$108.24
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E HIGHWAY 61 ESKO MN 557339613, ESKO, MN 55733-9613

Tax Assessment & Valuation

The 2026 property tax bill for 2332 W 2nd St was $3,584, up 15.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,584.00 (+15.69%)
2025	$3,098.00 (-1.21%)	$275,600 (+48.65%) Land $14,600 Building $261,000	$275,600 (+48.65%) Land $14,600 Building $261,000
2024	$3,136.00	$185,400 Land $18,100 Building $167,300	$185,400 Land $18,100 Building $167,300
2022		$163,900 Land $16,000 Building $147,900	$163,900 Land $16,000 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2332 W 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2332 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

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