San Diego County property record for 2332 Terraza Ribera, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,372 sqft · built 1992 |
| Lot Size | 0.165 acres (7,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $602,500 (Sep 2008) |
| Tax Bill | $9,176 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-582-15-00 |
| Primary APN | 215-582-15-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,372 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 7,168 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2332 TERRAZA RIBERA |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-6632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-M |
| Legal Description | LOT 164 TR 012325 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 012325 |
| Legal Block | 3 |
| Legal Lot Number | 164 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20033 |
2332 Terraza Ribera is owned and occupied by two individuals who acquired it in May 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2332 TERRAZA RIBERA, CARLSBAD, CA 92009-6632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2008 · Amount on File |
| Deed Sale | Sep 3, 2008 · Amount on File |
| Prior Sale | Feb 10, 2000 · Amount on File |
| Deed Document Number | 2008470884 |
| Last Transfer Date | May 2, 2020 |
| Transfer Doc | 0000307930 |
| Record Updated | Oct 29, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2020 |
| Property Address | 2332 TERRAZA RIBERA, CARLSBAD, CA 92009-6632 |
| Document Number | 0000307930 |
| Instrument Date | May 2, 2020 |
| Instrument | 307930 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | FNC TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2332 TERRAZA RIBERA CARLSBAD CA 920096632, CARLSBAD, CA 92009-6632 |
| Document Number | 307931 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 307931 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Document Number | 307932, |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 307932 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1008 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
The 2025 property tax bill for 2332 Terraza Ribera was $9,176 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $791,372 (+2%) Land $426,882 Building $364,490 | |
| 2025 | $9,176.00 Homeowner's exemption | $775,856 Land $418,512 Building $357,344 |
| 2023 | $8,427.00 (+2.16%) Homeowner's exemption | $745,730 Land $402,261 Building $343,469 |
| 2022 | $8,249.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2332 Terraza Ribera in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2332 Terraza Ribera has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures