2332 Spring Lick Rd, #AC, Swanton, MD 21561 Property Records

Garrett County property record for 2332 Spring Lick Rd, #AC, Swanton, MD 21561

Property Summary

Property Type	Residential Vacant Land
Lot Size	23.3 acres (1,015,819 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Apr 2022)
Tax Bill	$533 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-090634`

Property Details

APN / Parcel Number

Primary APN	`01-090634`
Alternative APN	`090634`

Exterior

Lot Area	1,015,819 sqft (23.3 acres)

Location & Zoning

Account Number	090634
Street Address	2332 SPRING LICK RD, AC
City	SWANTON
State	MD
Zip	21561-2626
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	23.32 AC S/S SPRING LICK RD FORT HILL
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1017
Census Tract	400

Owner

2332 Spring Lick Rd, #AC is owned by two individuals who bought it in April 2022.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5727 MEYER AVE, NEW MARKET, MD 21774-6322
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed, Transfer · Conventional Mortgage MIDDLETOWN VALLEY BANK
Jan 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Deed Book / Page	2411 / 154
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 25, 2022
Property Address	2332 SPRING LICK RD # AC, AC, SWANTON, MD 21561-2626
Document Number	0024110154
Book / Page	2411 / 154
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024110158
Date	Apr 25, 2022
Instrument	2411-0158

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Type Change Date	May 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.02%
Max Rate At Change	7.02%
Index	Other
Margin	3
Max Rate	7.02%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jan 28, 2022
Property Address	2332 SPRING LICK RD # AC, AC, SWANTON, MD 21561-2626
Document Number	0023890467
Book / Page	2389 / 467
Instrument Date	Jan 20, 2022
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 128, WILEY FORD, WV 26767-9709

Tax Assessment & Valuation

The 2026 property tax bill for 2332 Spring Lick Rd, #AC was $533, up 4.7% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$533.00 (+4.72%)	$47,933 (+6.6%)	$50,900 (-) Land $50,900
2025	$509.00	$44,967	$50,900 Land $50,900
2023	$482.00	$41,267	$42,000 Land $42,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2332 Spring Lick Rd, #AC in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2332 Spring Lick Rd, #AC is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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