2332 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2332 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,185 sqft · built 1995
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2025)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03519-001-004-000`

Property Details

APN / Parcel Number

Primary APN	`R03519-001-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,185 sqft Living Area
1st Floor Area	1,185 sqft
Basement Area	1,185 sqft
Finished Basement	1,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,752 sqft (0.155 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2332 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 162 SEC 6 MEADOWBROOK
Legal Subdivision	MEADOWBROOK
Legal Block	1
Legal Lot Number	162
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2008
Census Tract	11611

Owner

2332 Sapling Cir is owned and occupied by two individuals who bought it in July 2025.

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2332 SAPLING CIR, WILMINGTON, NC 28411-7779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK
Apr 12, 2018	Warranty Deed, Transfer · Conventional Mortgage ALPHA MTG
Feb 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Jun 28, 2022 · Amount on File
Deed Document Number	202518327
Deed Book / Page	6787 / 2402
Prior Transfer Date	Mar 30, 1995
Prior Transfer Doc	1867000658
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 28, 2022
Property Address	2332 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	00657600503
Book / Page	6576 / 503
Map Reference	MB 34 PG 87
Instrument Date	Jun 8, 2022
Instrument	2022024136
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 SAPLING CIR, WILMINGTON, NC 28411-7779

Mortgage

Document Number	2022024137
Date	Jun 28, 2022
Instrument	2022024137

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 12, 2018
Property Address	2332 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	0061331925
Book / Page	006133 / 001925
Instrument Date	Apr 12, 2018
Instrument	10965
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2332 SAPLING CIR WILMINGTON NC 284117779, WILMINGTON, NC 28411-7779

Mortgage

Document Number	61331929
Date	Apr 12, 2018
Book Page	006133/001929
Instrument	10966

Lender

Name	ALPHA MTG
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2033

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Feb 13, 2017
Property Address	2332 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	0060361798
Book / Page	006036 / 001798
Instrument Date	Feb 10, 2017
Instrument	4373
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	313 PIERPOINT DR WILMINGTON NC 284054794, WILMINGTON, NC 28405-4794

Tax Assessment & Valuation

The 2025 property tax bill for 2332 Sapling Cir was $1,195, up 9.8% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,200 (+1.59%) Land $104,600 Building $196,600	$301,200 (+1.59%) Land $104,600 Building $196,600
2025	$1,195.00 (+9.83%)	$296,500 Land $104,600 Building $191,900	$296,500 Land $104,600 Building $191,900
2024	$1,088.00 (+0.46%)
2023	$1,083.00 (-0.82%)	$194,300 Land $57,400 Building $136,900	$194,300 Land $57,400 Building $136,900
2022	$1,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2332 Sapling Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2332 Sapling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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